1607 Via Otano Oceanside

1607 Via Otano Oceanside

D

, CA 92056

$988,000
NEW — 6d on market

Beds

4

Baths

2.5

Sqft

2,166

Year Built

1992

Days on Market

6

Property Type

Single Family

HOA/mo

$150

MLS ID

260004396SD

Description

Welcome to an exceptional coastal living experience where comfort, elegance, and modern efficiency come together in one beautifully designed home. Located within the neighborhood of Rancho del Oro, this residence offers the perfect balance of privacy, sophistication, and everyday convenience. From the moment you enter, you’re greeted by an open, light-filled layout that creates an inviting and elevated atmosphere. Thoughtfully designed living spaces flow effortlessly, making the home ideal for both relaxed daily living and stylish entertaining. Large windows enhance the natural brightness throughout, while the well-appointed kitchen provides generous cabinetry, ample workspace, and a layout that naturally brings people together. New laminate in kitchen and downstairs as well as new carpet on the stairs was completed in October 2025. The spacious bedrooms offer peaceful retreats, and the primary suite delivers a calming sanctuary designed for rest and recharge after a long day. Every detail of the home reflects comfort, functionality, and refined coastal charm. Step outside to your private backyard oasis featuring a sparkling pool and spa — perfect for enjoying sunny afternoons, hosting gatherings, or simply unwinding in your own resort-style environment. Whether entertaining guests or enjoying quiet evenings, the outdoor space elevates everyday living. Leased solar adds a valuable integral modern advantage — a valuable feature for comfort and efficiency year-round. Ideally located near beaches, shopping, dining, parks, and major commuter routes, make this home yours!

Mortgage Calculator

Est. Monthly Payment

$6,422

Principal & Interest$4,996
Property Tax$988
Insurance$288
HOA$150
%($197,600)
%

Investment Score

9D
Est. Monthly Rent

Market Rent Estimate

$4,552
Monthly Cashflow

Rent − PITI − HOA

$-1,870
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,740

Mortgage (P+I)
$4,996
Cap Rate
1.53%
Cash-on-Cash
-11.36%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.91
Break-even Rent
$6,422

NOI (Annual)
$15,068
Price-to-Rent

Lower = better for investors

18.1

* Defaults: 20% down, 6.5% rate, 30yr.

Get Expert AnalysisOpen Full Calculator