1118 Via Lucero Oceanside

1118 Via Lucero Oceanside

D

, CA 92056

$749,000
NEW — 3d on market

Beds

4

Baths

3.5

Sqft

1,563

Year Built

2017

Days on Market

3

Property Type

Townhouse

HOA/mo

$388

MLS ID

260004758SD

View on MLS

Description

Welcome to this beautifully upgraded 4 bed/ 3.5 bath town home in the coveted gated community of Pacific Ridge in Oceanside! Built in 2017, this modern three-story townhouse combines designer finishes, premium upgrades, and a bright, open layout for the ultimate coastal lifestyle. The entry level features a private bedroom with a full bath, perfect for guests, a home office, or renting the room out. The main living area has an inviting open floor plan with a gourmet kitchen that includes quartz countertops, premium stainless-steel appliances, and abundant cabinetry, flowing seamlessly into the spacious dining and living areas. Upstairs, the primary suite offers a walk-in closet and spa-inspired bath with dual vanities, while two additional bedrooms provide plenty of space for family, guests, or a flex setup. Throughout the home, enjoy premium engineered hardwood floors, custom accent walls, in-ceiling speakers, and a Kinetico whole house water filtration system with reverse osmosis filter. An attached two-car garage and pet-friendly policy add everyday convenience. Residents of Pacific Ridge enjoy resort-style amenities, a sparkling pool, relaxing spa, BBQ areas, parks, and playgrounds. Ideally located just minutes from the beach, shopping, dining, and major freeways. This property is VA approved and is eligible for down payment grants. Reach out for more info.

Mortgage Calculator

Est. Monthly Payment

$5,143

Principal & Interest$3,787
Property Tax$749
Insurance$218
HOA$388
%($149,800)
%

Investment Score

11D
Est. Monthly Rent

Market Rent Estimate

$4,027
Monthly Cashflow

Rent − PITI − HOA

$-1,115
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,666

Mortgage (P+I)
$3,787
Cap Rate
1.80%
Cash-on-Cash
-8.93%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

1.06
Break-even Rent
$5,142

NOI (Annual)
$13,459
Price-to-Rent

Lower = better for investors

15.5

* Defaults: 20% down, 6.5% rate, 30yr.

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