3635 Harvard Drive

3635 Harvard Drive

B

Oceanside, CA 92056

$599,999
NEW — 1d

Soft Appraisal Value: $589,400 · 1.8% above estimate

Beds

2

Baths

1.5

Sqft

1,220

Year Built

1978

Days on Market

1

Property Type

Townhouse

HOA/mo

$475

MLS ID

NDP2606802

This property is in Oceanside (92056). View neighborhood stats →

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About This Property

Beautifully updated townhouse in the heart of Oceanside featuring fresh interior paint, new carpet, and an updated kitchen. This move-in-ready home offers a bright, functional floor plan with comfortable living spaces and a private outdoor patio, perfect for relaxing, entertaining, or dining. Enjoy community amenities including a sparkling pool and dog park, all while being conveniently located just minutes from Highways 78 and 5, shopping, dining, parks, and Oceanside's beautiful beaches. A perfect blend of comfort, convenience, and low-maintenance living.

Mortgage Calculator

Est. Monthly Payment

$4,284

Principal & Interest$3,034
Property Tax$600
Insurance$175
HOA$475
%($120,000)
%

Location

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Investment Score

35C
Est. Monthly Rent
$2,938
Monthly Cashflow

Rent − PITIA

$-1,346
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,522

Mortgage (P+I)
$3,034
Cap Rate
1.02%
Cash-on-Cash
-25.22%
DSCR

Need ≥ 1.25 for DSCR loan

0.69
Break-even Rent
$6,213

NOI (Annual)
$6,147
Price-to-Rent

Lower = better for investors

17.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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