400 Sea Cliff
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400 Sea Cliff #402

B

Oceanside, CA 92056

$429,987
NEW — 4d

Soft Appraisal Value: $473,900 · 9.3% below estimate

Beds

1

Baths

1

Sqft

780

Year Built

1990

Days on Market

4

Property Type

Condo

HOA/mo

$450

MLS ID

260013484SD

This property is in Oceanside (92056). View neighborhood stats →

About This Property

Incredible opportunity to own a home in one of Oceanside’s most desirable communities- The Bluffs at Rancho del Oro. FHA & VA approved. This tastefully updated residence comprises of 1 bedroom and 1 bathroom, efficiently laid out over 780 square feet of living space. This home features beautiful vinyl luxury plank floors, granite countertops, and a large, open living room with vaulted ceilings, complete with a cozy gas burning fireplace. Enjoy the gorgeous San Diego weather outside in your own private balcony perfect for gathering with friends and family or dining al fresco. The Bluffs offers its residents a sparkling pool, hot tub, jacuzzi, putting green, and a dog park for your furry friends! This particular unit benefits from being located in one of the best places within the development, upper level, corner unit with westerly views. All appliances convey, mechanical systems recently replaced.

Mortgage Calculator

Est. Monthly Payment

$3,180

Principal & Interest$2,174
Property Tax$430
Insurance$125
HOA$450
%($85,997)
%

Location

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Investment Score

47B
Est. Monthly Rent
$2,394
Monthly Cashflow

Rent − PITIA

$-785
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,694

Mortgage (P+I)
$2,174
Cap Rate
1.34%
Cash-on-Cash
-23.64%
DSCR

Need ≥ 1.25 for DSCR loan

0.75
Break-even Rent
$4,594

NOI (Annual)
$5,761
Price-to-Rent

Lower = better for investors

15.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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