
3627 Ingraham Street
Ctop 80%San Diego, CA 92109
One license per person in San Diego: whether you can hold it depends on you, not only the home.
143 licensed short-term rentals within ½ mile (116 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$12,546/mo full cashflow at 20% down, 7.36% rate.
Works at $853,391 (66% under asking), or at 93% down.
Rent $8,470/mo from 15 leases of houses within 1 mi, size-adjusted ($7,356–$9,509).
Beds
5
Baths
5
Sqft
2,837
Year Built
1954
Days on Market
2
Property Type
Single Family
HOA/mo
N/A
MLS ID
PTP2608305
This property is in San Diego (92109). View neighborhood stats →
About This Property
Just two blocks from Mission Bay in coveted Crown Point, this fully remodeled Pacific Beach home offers an exceptional coastal lifestyle with the convenience of being centrally located to the best of San Diego. From the beaches and waterfront trails to La Jolla, Downtown, and some of the city’s best dining, everything you love about San Diego is within easy reach. The main residence features 4 bedrooms and 4 bathrooms, including two primary suites, one upstairs and one downstairs, offering comfort, privacy, and flexibility. The updated interior features modern finishes, top of the line stainless steel appliances, and spacious walk-in closets. Adding to the property’s appeal is a separate casita with 1 bedroom and 1 bathroom & a kitchenette, ideal for guests, extended family, or a private workspace. Step outside to your own private backyard oasis, thoughtfully designed for low maintenance living and effortless entertaining. Two covered patios offer inviting spaces to relax, dine, or gather with friends and family year-round, while the extended driveway provides convenient off-street parking. Whether it’s morning walks along the bay, afternoons at the beach, or evenings exploring San Diego’s dining scene, this location puts it all within reach. With its versatile layout, move-in-ready interiors, private outdoor retreat, and sought-after Crown Point setting, this home offers the space, convenience, and coastal lifestyle that make San Diego living so special.
Mortgage Calculator
Est. Monthly Payment
$16,988
Location
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Zoned Schools
Elementary
Crown Point Elementary · grades PK-5 · San Diego Unified
Middle
Pacific Beach Middle · grades 6-8 · San Diego Unified
High
Mission Bay High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$8,470
Comp Average
$10,736
853 Sapphire
5bd / 6ba · 2,759 sqft · Single Family
$3.19M
Est. $11,079/mo
836 Beryl Street
5bd / 5ba · 2,740 sqft · Single Family
$3.30M
Est. $10,932/mo
4841 Academy St
4bd / 3.5ba · 2,929 sqft · Single Family
$2.80M
Est. $9,205/mo
4801 Academy
5bd / 5.5ba · 2,923 sqft · Single Family
$3.65M
Est. $11,060/mo
1920 Beryl St
5bd / 4ba · 3,054 sqft · Single Family
$3.75M
Est. $11,402/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
15 leases of houses within 1 mi, size-adjusted · $7,356–$9,509
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$12,546/mo short at 20% down; 93% down or +$16,293/mo rent closes it.
- Break-even price
- $853,391
- Break-even rent
- $24,763/mo
- Cashflow at 35% down
- −$9,965/mo
- Down payment to break even
- 93%
- Rate to break even
- Not reachable
66% under asking
$16,293/mo above the estimate
$2,320,350 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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