3625 43rd St #3
Atop 10%San Diego, CA 92105
39 licensed short-term rentals within ½ mile (21 whole home), from the cities' license and permit lists of Nov 11, 2026.
No unit in this 12-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$1,171/mo full cashflow at 20% down, 7.43% rate.
Works at $152,571 (50% under asking), or at 76% down.
Rent $1,820/mo from 9 leases of 1-bed condos & townhomes within 1 mi ($1,632–$1,912).
Beds
1
Baths
1
Sqft
506
Year Built
1985
Days on Market
103
Property Type
Condo
HOA/mo
$230
MLS ID
260018671SD
This property is in San Diego (92105). View neighborhood stats →
About This Property
Amazing value with low HOA fees in the heart of San Diego! This 1bd/1ba condo features an in-unit washer/dryer, an assigned parking space, and a classic fireplace in the living area. This home is a perfect blank canvas to customize and build equity. Exceptionally close to major freeways, diverse dining, and shopping centers. Steps away from local library, public park, and the community gym/SDPD station. Stop renting and own in a vibrant, amenity-rich community. Schedule a showing today!
Mortgage Calculator
Est. Monthly Payment
$2,318
Location
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Zoned Schools
Elementary
Joyner Elementary · grades PK-5 · San Diego Unified
Middle
Clark Middle · grades 6-8 · San Diego Unified
High
Hoover High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$1,820
Comp Average
$1,843
4085 48th St
1bd / 1ba · 558 sqft · Condo
$300K
Est. $1,830/mo
4230 Copeland Ave
1bd / 1ba · 576 sqft · Condo
$325K
Est. $1,835/mo
3870 37th St
1bd / 1ba · 576 sqft · Condo
$345K
Est. $1,940/mo
4161 Winona Avenue
1bd / 1ba · 540 sqft · Condo
$299K
Est. $1,804/mo
1631 Bayview Heights Dr
1bd / 1ba · 521 sqft · Condo
$325K
Est. $1,808/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 1-bed condos & townhomes within 1 mi · $1,632–$1,912
Blended 50/50 with the zip's market median ($1,849)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,171/mo short at 20% down; 76% down or +$1,521/mo rent closes it.
- Break-even price
- $152,571
- Break-even rent
- $3,341/mo
- Cashflow at 35% down
- −$853/mo
- Down payment to break even
- 76%
- Rate to break even
- Not reachable
50% under asking
$1,521/mo above the estimate
$231,800 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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