3539 Mount Laurence Drive

3539 Mount Laurence Drive

D

San Diego, CA 92117

$1,899,999

Soft Appraisal Value: $1,853,600 · 2.5% above estimate

Beds

4

Baths

3

Sqft

2,296

Year Built

1975

Days on Market

13

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2601845

Description

Experience exceptional coastal living at 3539 Mount Laurence Dr, where sweeping panoramic views stretch from Mission Bay to Mount Soledad, capturing the Pacific Ocean, Fiesta Island, Point Loma, and Pacific Beach. The Bay Park beauty is designed to maximize its incredible setting, with bright living areas that frame the stunning coastal scenery and make every day feel special.This 4-bedroom split-level residence offers a flexible and functional layout, with two bedrooms on the upper level and two additional lower-level rooms with a private entrance, ideal for multi-generational living, a private in-law suite, or ADU potential for rental income. Located in one of San Diego’s most desirable neighborhoods, this is a rare opportunity to own a home that seamlessly blends breathtaking views, versatile living, and the very best of the coastal lifestyle.

Mortgage Calculator

Est. Monthly Payment

$12,062

Principal & Interest$9,607
Property Tax$1,900
Insurance$554
%($380,000)
%

Investment Score

1D
Est. Monthly Rent
$5,779
Monthly Cashflow

Rent − PITI − HOA

$-6,282
Full Cashflow

Incl. vacancy, PM, maint, capex

$-9,195

Mortgage (P+I)
$9,607
Cap Rate
0.26%
Cash-on-Cash
-29.04%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.48
Break-even Rent
$17,720

NOI (Annual)
$4,950
Price-to-Rent

Lower = better for investors

27.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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