2605 Tonto Way

2605 Tonto Way

D

San Diego, CA 92117

$1,295,000
NEW — 2d on market

Soft Appraisal Value: $1,281,600 · 1.0% above estimate

Beds

5

Baths

3

Sqft

1,808

Year Built

1957

Days on Market

2

Property Type

Single Family

HOA/mo

N/A

MLS ID

260007009SD

View on MLS

Description

First time on the market in over 50 years, this well-cared-for home sits on a large corner lot in North Clairemont. Spacious and flexible layout featuring an updated kitchen, vaulted ceilings, and an open living room with fireplace. Large sliders lead to a charming backyard patio, creating easy indoor-outdoor flow. The main level offers 3 bedrooms and 2 bathrooms, including one with direct access to an oversized patio-perfect for entertaining. Upstairs includes 2 additional bedrooms and a full bath, with the option to create a generous primary suite. Enjoy elevated canyon views and a consistent coastal breeze. Attached 2-car garage plus dedicated RV parking! The main systems of the home have been updated with owned solar, newer roof, furnace, tankless water heater! Owner has invested 25k to replace the older windows and slider in April! Ideally located just minutes from La Jolla, the beach, Bay Park, and all that San Diego has to offer. A wonderful home, ready for its next chapter after decades of care!

Mortgage Calculator

Est. Monthly Payment

$8,221

Principal & Interest$6,548
Property Tax$1,295
Insurance$378
%($259,000)
%

Investment Score

6D
Est. Monthly Rent
$6,540
Monthly Cashflow

Rent − PITI − HOA

$-1,681
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,265

Mortgage (P+I)
$6,548
Cap Rate
2.12%
Cash-on-Cash
-19.76%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.80
Break-even Rent
$12,078

NOI (Annual)
$27,404
Price-to-Rent

Lower = better for investors

16.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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