4597 Acoma Avenue

4597 Acoma Avenue

D

San Diego, CA 92117

$1,200,000

Soft Appraisal Value: $1,184,400 · 1.3% above estimate

Beds

4

Baths

2

Sqft

1,317

Year Built

1975

Days on Market

10

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2602095

Description

This property presents a rare chance to capitalize on San Diego's thriving rental market. Plans for four brand-new ADUs — two 430 SF and two 650 SF units across two detached duplexes — are well into the approval process, giving an incoming buyer a significant head start toward five total income-producing units on a single 8,800 SF lot, without the years of groundwork typically required to get here. The design is thoughtful and built to attract quality tenants from day one — modern finishes, private entries, in-unit laundry, and efficient ductless HVAC in every unit. Once stabilized, the project is positioned to generate strong monthly cash flow in a neighborhood where rental demand is consistent, vacancy is low, and new construction commands a premium. Clairemont Mesa's central location puts tenants minutes from USD, UCSD, Mission Bay, Fashion Valley, and every major employment corridor in the county via the I-5 and I-805 — the kind of location that makes units easy to fill and easy to keep filled. Whether you're a seasoned developer ready to carry the plans across the finish line or a growing investor looking to build a high-performing multi-unit asset, the hard work here is already well underway. The plans are in place, the market is strong, and the upside is real.

Mortgage Calculator

Est. Monthly Payment

$7,618

Principal & Interest$6,068
Property Tax$1,200
Insurance$350
%($240,000)
%

Investment Score

3D
Est. Monthly Rent
$4,469
Monthly Cashflow

Rent − PITI − HOA

$-3,149
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,177

Mortgage (P+I)
$6,068
Cap Rate
0.89%
Cash-on-Cash
-25.88%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.59
Break-even Rent
$11,192

NOI (Annual)
$10,694
Price-to-Rent

Lower = better for investors

22.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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