3527 Mississippi St

3527 Mississippi St

D

San Diego, CA 92104

$1,450,000
NEW — 3d on market

Soft Appraisal Value: $1,433,300 · 1.2% above estimate

Beds

3

Baths

1

Sqft

1,243

Year Built

1932

Days on Market

3

Property Type

Single Family

HOA/mo

N/A

MLS ID

260007196SD

Description

Rare North Park property one block from Morley Field with detached 2BR unit. Classic Spanish-style home with a detached 2 bedroom unit in the rear, complete with its own private entrance and private yard — ideal for rental income, extended family, or flexible living. The front home is a 3 bed / 1 bath filled with original character, hardwood floors, and timeless Spanish details, recently refreshed with fresh interior paint and ready for its next chapter. Set on a large lot with a one-car garage, covered parking, and additional off-street parking, this property offers a layout and setup that’s hard to find this close to Balboa Park. Walk to everything — Morley Field, Balboa Park, museums, theaters, and all of North Park’s restaurants, bars, nightlife, and live music. Homes like this rarely come up in this location. It’s a unique opportunity to step in, personalize, and take full advantage of the upside in one of San Diego’s most character-rich and sought-after neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$9,205

Principal & Interest$7,332
Property Tax$1,450
Insurance$423
%($290,000)
%

Investment Score

0D
Est. Monthly Rent
$3,986
Monthly Cashflow

Rent − PITI − HOA

$-5,219
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,344

Mortgage (P+I)
$7,332
Cap Rate
-0.01%
Cash-on-Cash
-30.39%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.43
Break-even Rent
$13,524

NOI (Annual)
$-145
Price-to-Rent

Lower = better for investors

30.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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