3525 Paseo De Elenita
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3525 Paseo De Elenita #180

B

Oceanside, CA 92056

$550,000

Soft Appraisal Value: $545,000 · 0.9% above estimate

Beds

2

Baths

2

Sqft

1,093

Year Built

1989

Days on Market

22

Property Type

Condo

HOA/mo

$537

MLS ID

PTP2604547

This property is in Oceanside (92056). View neighborhood stats →

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About This Property

Rare 2.25% VA Assumable loan! Welcome to Vista Way Village, a gated resort-style community in the heart of Oceanside. This beautifully updated 2-bedroom, 2-bathroom upper-level condo offers an open and inviting floor plan designed for comfortable everyday living. Recent improvements include fresh interior paint throughout, with new stainless steel appliances giving the home a clean, modern feel. The spacious living area features a cozy fireplace and opens to a private balcony, creating the perfect space to relax or entertain. The kitchen offers ample cabinetry and counter space, while the primary suite provides a comfortable retreat with an en-suite bathroom and generous closet space. Additional highlights include in-unit laundry, a detached one-car garage, and an assigned parking space. Residents enjoy access to exceptional community amenities, including pools, spa, fitness center, clubhouse, tennis courts, and beautifully maintained grounds. Conveniently located near shopping, dining, MiraCosta College, major freeways, and just a short drive to Oceanside's beaches, this move-in-ready home offers the perfect blend of comfort, convenience, and coastal living.

Mortgage Calculator

Est. Monthly Payment

$4,029

Principal & Interest$2,781
Property Tax$550
Insurance$160
HOA$537
%($110,000)
%

Location

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Investment Score

39C
Est. Monthly Rent
$2,880
Monthly Cashflow

Rent − PITIA

$-1,148
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,269

Mortgage (P+I)
$2,781
Cap Rate
1.12%
Cash-on-Cash
-24.75%
DSCR

Need ≥ 1.25 for DSCR loan

0.71
Break-even Rent
$5,827

NOI (Annual)
$6,147
Price-to-Rent

Lower = better for investors

15.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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