35241 Valencia Pt
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35241 Valencia Pt

Ctop 80%

Fallbrook, CA 92028

$875,000
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$3,559/mo full cashflow at 20% down, 7.36% rate.

Works at $409,256 (53% under asking), or at 79% down.

Rent $4,338/mo from 4 leases of 4-bed houses in 92028 ($3,672–$4,508).

Beds

4

Baths

3

Sqft

2,166

Year Built

2024

Days on Market

45

Property Type

Single Family

HOA/mo

$213

MLS ID

260023660SD

This property is in Fallbrook (92028). Browse neighborhood analytics →

Virtual Tour

About This Property

Welcome home to this beautifully upgraded smart home, offering comfort, convenience, and modern living in a desirable community. This spacious four-bedroom, three-full-bathroom home features paid-off solar panels and a paid-off Tesla Powerwall battery, providing energy-efficient living and added peace of mind. Thoughtfully designed upgrades include custom flooring, upgraded fixtures, freshly cleaned carpets, and an abundance of natural light throughout. The beautifully landscaped property features irrigation for easy plant maintenance, while the surrounding community offers an impressive selection of amenities, including a community garden, heated pool, jacuzzi, parks, and scenic walking trails. Enjoy the charm of nearby avocado and lemon groves, adding to the area's relaxed and inviting atmosphere. Conveniently located just five minutes from the freeway and approximately 20 minutes from the beach, this home offers an ideal balance of peaceful community living and easy access to everyday conveniences. Grocery stores, gas stations, shopping malls, restaurants, and more are all close by. With its modern upgrades, energy-efficient features, community amenities, and convenient location, this home is ready to welcome you.

Mortgage Calculator

Est. Monthly Payment

$6,171

Principal & Interest$4,828
Property Tax$875
Insurance$255
HOA$213
%($175,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Live Oak Elementary · grades K-6 · Fallbrook Union Elementary

  • Middle

    James E. Potter Intermediate · grades 7-8 · Fallbrook Union Elementary

  • High

    Fallbrook High · grades 9-12 · Fallbrook Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

35C
Est. Monthly Rent
$4,338

4 leases of 4-bed houses in 92028 · $3,672–$4,508

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,833
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,559

What would make this work?

$3,559/mo short at 20% down; 79% down or +$4,623/mo rent closes it.

Break-even price

53% under asking

$409,256
Break-even rent

$4,623/mo above the estimate

$8,961/mo
Cashflow at 35% down
−$2,654/mo
Down payment to break even

$691,250 cash

79%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,828
Cap Rate
2.04%
Cash-on-Cash
-24.41%
DSCR

Need ≥ 1.25 for DSCR loan

0.70

NOI (Annual)
$17,820
Price-to-Rent

Lower = better for investors

16.8

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,559/mo