
672 Inverlochy Dr
Ctop 80%Fallbrook, CA 92028
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$4,446/mo full cashflow at 20% down, 7.43% rate.
Works at $380,214 (60% under asking), or at 87% down.
Rent $4,203/mo from 8 leases of 3–5 bed houses within 2 mi ($4,075–$4,465).
Beds
4
Baths
2.5
Sqft
2,277
Year Built
2002
Days on Market
120
Property Type
Single Family
HOA/mo
$316
MLS ID
260017128SD
This property is in Fallbrook (92028). Browse neighborhood analytics →
About This Property
Inside the gates of Peppertree Park, this single-story 4 bed, 3 bath home offers 2,277 sq ft with no stairs between you and your morning coffee. The kitchen has already been updated: newer cabinetry, counters, and appliances, the renovation most buyers end up tackling themselves after they move in, already done. The backyard is fully landscaped and bordered by mature fruit trees for a lush, secret-garden feel scented by orange blossoms and citrus fruit, ideal for weekend BBQs or a glass of wine at the end of a weekday. The 3-car garage solves the storage problem most Fallbrook buyers know well. Built in 2002 on a .28-acre lot, with bones built to last. Peppertree Park includes a private park, playground, basketball court, and walking trails, all inside the gates, backing directly to the 46-acre Los Jilgueros Preserve. Downtown Fallbrook is 3 miles away for the farmer's market and local wineries, while keeping the quiet that brought you here. This is a home for a buyer who already knows what they don't want: more upkeep, more compromise, more waiting. Here, the work is done. The only thing left to do is enjoy it.
Mortgage Calculator
Est. Monthly Payment
$6,882
Location
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Zoned Schools
Elementary
Live Oak Elementary · grades K-6 · Fallbrook Union Elementary
Middle
James E. Potter Intermediate · grades 7-8 · Fallbrook Union Elementary
High
Fallbrook High · grades 9-12 · Fallbrook Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,203
Comp Average
$4,503
5014 Lake Circle Road
4bd / 2.5ba · 2,462 sqft · Single Family
$785K
Est. $4,331/mo
445 Poets Square
4bd / 3ba · 2,414 sqft · Single Family
$859K
Est. $4,688/mo
35241 Valencia Pt
4bd / 3ba · 2,166 sqft · Single Family
$875K
Est. $4,338/mo
915 Cookie
3bd / 2.5ba · 2,275 sqft · Single Family
$850K
Est. $4,307/mo
2399 Paige Circle
4bd / 4ba · 2,400 sqft · Single Family
$1.13M
Est. $4,853/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 3–5 bed houses within 2 mi · $4,075–$4,465
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,446/mo short at 20% down; 87% down or +$5,773/mo rent closes it.
- Break-even price
- $380,214
- Break-even rent
- $9,976/mo
- Cashflow at 35% down
- −$3,447/mo
- Down payment to break even
- 87%
- Rate to break even
- Not reachable
60% under asking
$5,773/mo above the estimate
$834,330 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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