35617 Blue Bretton Dr
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35617 Blue Bretton Dr

Ctop 80%

Fallbrook, CA 92028

$915,000
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$3,756/mo full cashflow at 20% down, 7.43% rate.

Works at $425,973 (53% under asking), or at 80% down.

Rent $4,533/mo from 4 leases of 4-bed houses in 92028 ($3,880–$4,763).

Beds

4

Baths

2.5

Sqft

2,418

Year Built

2024

Days on Market

91

Property Type

Single Family

HOA/mo

$219

MLS ID

260019590SD

This property is in Fallbrook (92028). Browse neighborhood analytics →

Virtual Tour

About This Property

Welcome to this almost new, modern single-story home in the master-planned Citro community. The home offers 4 bedrooms, 2.5 bathrooms, a laundry room, and a pantry across 2,458 square feet, with 12-foot ceilings and newer appliances. Located on a very quiet block, its west-facing orientation provides sweeping views of the open landscape. Residents can enjoy nearby parks, as well as full access to the clubhouse and swimming pools.

Mortgage Calculator

Est. Monthly Payment

$6,484

Principal & Interest$5,083
Property Tax$915
Insurance$267
HOA$219
%($183,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Live Oak Elementary · grades K-6 · Fallbrook Union Elementary

  • Middle

    James E. Potter Intermediate · grades 7-8 · Fallbrook Union Elementary

  • High

    Fallbrook High · grades 9-12 · Fallbrook Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

33C
Est. Monthly Rent
$4,533

4 leases of 4-bed houses in 92028 · $3,880–$4,763

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,951
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,756

What would make this work?

$3,756/mo short at 20% down; 80% down or +$4,878/mo rent closes it.

Break-even price

53% under asking

$425,973
Break-even rent

$4,878/mo above the estimate

$9,411/mo
Cashflow at 35% down
−$2,803/mo
Down payment to break even

$732,000 cash

80%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,083
Cap Rate
2.04%
Cash-on-Cash
-24.63%
DSCR

Need ≥ 1.25 for DSCR loan

0.70

NOI (Annual)
$18,643
Price-to-Rent

Lower = better for investors

16.8

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,756/mo