35105 Cooper Pl
Btop 30%Fallbrook, CA 92028
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$3,229/mo full cashflow at 20% down, 7.43% rate.
Works at $429,652 (49% under asking), or at 75% down.
Rent $4,567/mo from 4 leases of 4-bed houses in 92028 ($3,972–$4,876).
Beds
4
Baths
3
Sqft
2,534
Year Built
2022
Days on Market
125
Property Type
Single Family
HOA/mo
$217
MLS ID
PTP2605153
This property is in Fallbrook (92028). Browse neighborhood analytics →
About This Property
Welcome to this beautifully appointed Avo Plan residence in the highly sought-after Citro master-planned community of Fallbrook. Built in 2022, this exceptional home offers 4 bedrooms, 3 bathrooms, and approximately 2,534 square feet of thoughtfully designed living space. The open-concept layout is enhanced by abundant natural light and a seamless flow between the spacious kitchen, dining area, and great room—creating an inviting setting for both everyday living and effortless entertaining. A first-floor bedroom and full bathroom provide ideal flexibility for guests, multigenerational living, or a private home office. Designed for both comfort and functionality, the home also features a versatile loft, generously sized secondary bedrooms, and a serene primary suite complete with a walk-in closet and ensuite bathroom. Additional highlights include leased solar, central air conditioning, and an attached two-car garage. Enjoy resort-style living with access to Citro's exceptional amenities, including a pool, spa, clubhouse, parks, playgrounds, scenic walking trails, and expansive open space. Ideally located near I-15 and Highway 76, this home offers the perfect balance of peaceful surroundings and convenient access to Temecula, Oceanside, and North County San Diego.
Mortgage Calculator
Est. Monthly Payment
$6,037
Location
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Zoned Schools
Elementary
Bonsall Elementary · grades K-5 · Bonsall Unified
Middle
Norman L. Sullivan Middle · grades 6-8 · Bonsall Unified
High
Bonsall High · grades 9-12 · Bonsall Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,567
Comp Average
$4,597
613 Carnation Lane
4bd / 3ba · 2,515 sqft · Single Family
$840K
Est. $4,741/mo
35323 Orchard Trail
4bd / 3ba · 2,662 sqft · Single Family
$845K
Est. $4,688/mo
35540 Asturian Way
4bd / 3ba · 2,445 sqft · Single Family
$859K
Est. $4,666/mo
364 Misaki
4bd / 3ba · 2,445 sqft · Single Family
$890K
Est. $4,359/mo
35617 Blue Bretton Dr
4bd / 2.5ba · 2,418 sqft · Single Family
$915K
Est. $4,533/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
4 leases of 4-bed houses in 92028 · $3,972–$4,876
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,229/mo short at 20% down; 75% down or +$4,193/mo rent closes it.
- Break-even price
- $429,652
- Break-even rent
- $8,760/mo
- Cashflow at 35% down
- −$2,343/mo
- Down payment to break even
- 75%
- Rate to break even
- Not reachable
49% under asking
$4,193/mo above the estimate
$637,500 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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