
35323 Orchard Trail
Btop 30%Fallbrook, CA 92028
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$3,099/mo full cashflow at 20% down, 7.43% rate.
Works at $441,449 (48% under asking), or at 73% down.
Rent $4,688/mo from 4 leases of 4-bed houses in 92028 ($4,071–$4,997).
Beds
4
Baths
3
Sqft
2,662
Year Built
2023
Days on Market
138
Property Type
Single Family
HOA/mo
$219
MLS ID
SW26137336
This property is in Fallbrook (92028). Browse neighborhood analytics →
About This Property
Don't go searching for new-built homes in the Citro community when this stunning residence has over $40,000 in professional landscaping already installed AND extended solar panels with backup battery to go along with the paid-off builder-installed system. This property has all the right finishes in place and ready to go with a floorpan that features 4 spacious bedrooms, 3 bathrooms, and a thoughtfully designed open-concept living area that blends comfort and style seamlessly. A gorgeous interior greets you with a formal entryway that leads to an expansive great room adjacent to the tastefully appointed kitchen and dining area. You'll also find a convenient downstairs bedroom on the main floor, perfectly suited for overnight guests or a home office. Upstairs boasts a functional loft area along with the primary suite, hallway bathroom, laundry room, and two additional bedrooms. Other features at the home include vinyl plank flooring, upgraded window coverings, and the aforementioned partially owned solar system with backup battery for storing unused energy. Step outside and you'll find both the front and back yard spaces have been landscaped with artificial turf, including the side yard area containing an upgraded pet turf perfect for if you have pets. Two patio spaces, one covered and one inviting the sun, are perfect for entertaining outdoors in the backyard while enjoying the often-ideal southern California weather. This area is about to see a transformation with a proposed 400,000 square foot retail center in the works, along with new residential neighborhoods and an improved infrastructure with potential dining, shopping, and convenience options. Act now to invest in this like-new single-family residence within the borders of San Diego County!
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Est. Monthly Payment
$6,005
Location
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Zoned Schools
Elementary
Live Oak Elementary · grades K-6 · Fallbrook Union Elementary
Middle
James E. Potter Intermediate · grades 7-8 · Fallbrook Union Elementary
High
Fallbrook High · grades 9-12 · Fallbrook Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,688
Comp Average
$4,573
613 Carnation Lane
4bd / 3ba · 2,515 sqft · Single Family
$840K
Est. $4,741/mo
35540 Asturian Way
4bd / 3ba · 2,445 sqft · Single Family
$859K
Est. $4,666/mo
35105 Cooper Pl
4bd / 3ba · 2,534 sqft · Single Family
$850K
Est. $4,567/mo
364 Misaki
4bd / 3ba · 2,445 sqft · Single Family
$890K
Est. $4,359/mo
712 Meadowood
4bd / 3ba · 2,654 sqft · Single Family
$1.05M
Est. $4,531/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
4 leases of 4-bed houses in 92028 · $4,071–$4,997
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,099/mo short at 20% down; 73% down or +$4,024/mo rent closes it.
- Break-even price
- $441,449
- Break-even rent
- $8,712/mo
- Cashflow at 35% down
- −$2,219/mo
- Down payment to break even
- 73%
- Rate to break even
- Not reachable
48% under asking
$4,024/mo above the estimate
$616,850 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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