
350 Ash St #809
Ctop 80%San Diego, CA 92101
200 licensed short-term rentals within ½ mile (177 whole home), from the cities' license and permit lists of Nov 2, 2026.
No unit in this 76-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$3,371/mo full cashflow at 20% down, 7.49% rate.
Works at $211,956 (67% under asking), or at 95% down.
Rent $3,144/mo from 4 leases in this building ($2,804–$3,476).
Beds
Studio
Baths
1.5
Sqft
840
Year Built
2005
Days on Market
45
Property Type
Condo
HOA/mo
$785.83
MLS ID
260022873SD
This property is in San Diego (92101). View neighborhood stats →
About This Property
Welcome home to this stunningly renovated urban retreat at 350 W. Ash St. #809! This spacious 840 sq. ft. studio blends modern design, functionality, and downtown sophistication in vibrant Little Italy. Thoughtfully upgraded throughout, the home features a chef-inspired kitchen with sleek European-style cabinetry, quartz countertops, stainless steel appliances, designer tile, luxury plank flooring, and an open-concept layout ideal for entertaining. Best of all, the flexible floor plan can easily be converted into a one-bedroom, adding privacy while maintaining its spacious feel. Step onto your private terrace and enjoy sparkling city-light views with peekaboo bay views—the perfect spot for morning coffee or evening relaxation. Expansive windows fill the home with natural light, while the versatile layout offers ample space for living, dining, working, and relaxing. A rare feature for a studio, this residence includes 1.5 baths, providing added convenience for residents and guests. Additional highlights include two secured parking spaces and a large private storage cage on the same floor. Located in one of San Diego's most vibrant and walkable neighborhoods, you're just steps from Little Italy's acclaimed restaurants, cafés, boutiques, nightlife, the Farmers Market, Waterfront Park, Seaport Village, Petco Park, the Gaslamp Quarter, and convenient train and trolley access. Balboa Park, the airport, and San Diego's beautiful beaches are just minutes away. Move-in ready with designer finishes, beautiful views, and an unbeatable location.
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Est. Monthly Payment
$5,251
Location
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Zoned Schools
Elementary
Washington Elementary · grades PK-5 · San Diego Unified
Middle
Roosevelt International Middle · grades 6-8 · San Diego Unified
High
San Diego High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,144
Comp Average
$3,045
1025 Island Avenue
Studio / 1ba · 768 sqft · Condo
$479K
Est. $2,693/mo
1642 7th Street
1bd / 1ba · 841 sqft · Condo
$560K
Est. $2,900/mo
530 K St
1bd / 1ba · 823 sqft · Condo
$559K
Est. $2,866/mo
1431 Pacific Highway
1bd / 1ba · 792 sqft · Condo
$650K
Est. $3,177/mo
1205 Pacific Hwy
1bd / 1.5ba · 821 sqft · Condo
$789K
Est. $3,589/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
4 leases in this building · $2,804–$3,476
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,371/mo short at 20% down; 95% down or +$4,377/mo rent closes it.
- Break-even price
- $211,956
- Break-even rent
- $7,521/mo
- Cashflow at 35% down
- −$2,691/mo
- Down payment to break even
- 95%
- Rate to break even
- Not reachable
67% under asking
$4,377/mo above the estimate
$616,550 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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