342 Windyridge Gln

342 Windyridge Gln

Ctop 80%

Escondido, CA 92026

$679,000
NEW — 0d
STR limited · Escondido pilot, owners only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$3,407/mo full cashflow at 20% down, 7.49% rate.

Works at $237,338 (65% under asking), or at 92% down.

Rent $2,946/mo from 9 leases of 2-bed condos & townhomes within 2 mi ($2,840–$3,364).

Beds

2

Baths

2.5

Sqft

1,536

Year Built

1980

Days on Market

0

Property Type

Townhouse

HOA/mo

$438

MLS ID

260026189SD

This property is in Escondido (92026). Browse neighborhood analytics →

About This Property

Welcome to 342 Windyridge Gln in Escondido! This spacious townhome offers 2 bedrooms, 2.5 bathrooms, and 1,536 square feet of comfortable living space. Vaulted ceilings create an open, airy feel, while the generously sized living room provides plenty of room to relax and entertain. Spacious bedrooms offer comfortable retreats, and HVAC, an included washer and dryer, and two garage parking spaces add everyday convenience. Step outside to a backyard featuring your own private pool. Perfect for cooling off on warm days or enjoying a relaxing afternoon at home. The community also offers a common-area pool, giving you another option to unwind and enjoy the sunshine. Conveniently located near freeways and shopping, this home brings together spacious interiors, inviting outdoor living, and easy access to everyday essentials.

Mortgage Calculator

Est. Monthly Payment

$5,109

Principal & Interest$3,794
Property Tax$679
Insurance$198
HOA$438
%($135,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    North Broadway Elementary · grades K-5 · Escondido Union

  • Middle

    Rincon Middle · grades 6-8 · Escondido Union

  • High

    Escondido High · grades 9-12 · Escondido Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

25C
Est. Monthly Rent
$2,946

9 leases of 2-bed condos & townhomes within 2 mi · $2,840–$3,364

Blended 50/50 with the zip's market median ($2,985)

Monthly Cashflow

Rent − PITIA

-$2,163
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,407

What would make this work?

$3,407/mo short at 20% down; 92% down or +$4,424/mo rent closes it.

Break-even price

65% under asking

$237,338
Break-even rent

$4,424/mo above the estimate

$7,370/mo
Cashflow at 35% down
−$2,695/mo
Down payment to break even

$624,680 cash

92%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,794
Cap Rate
0.95%
Cash-on-Cash
-30.10%
DSCR

Need ≥ 1.25 for DSCR loan

0.58

NOI (Annual)
$6,419
Price-to-Rent

Lower = better for investors

19.2

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,407/mo