3397 Tonopah Street
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3397 Tonopah Street

D

Oceanside, CA 92054

$1,030,000
NEW — 1d

Beds

3

Baths

2.5

Sqft

1,682

Year Built

1988

Days on Market

1

Property Type

Single Family

HOA/mo

$65

MLS ID

NDP2603749

This property is in Oceanside (92054). View neighborhood stats →

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About This Property

Corner lot. Fully upgraded. Paid solar. And one of the best locations in Oceanside. This two-story home has been renovated from top to bottom. New luxury vinyl plank flooring runs through the entire home. The kitchen features quartz countertops, a waterfall island, white shaker cabinets, a navy diamond tile backsplash, stainless steel appliances, and a glass canopy range hood. The primary bath was fully remodeled with floor-to-ceiling Calacatta marble tile, a freestanding soaking tub, glass-enclosed shower, dual vessel sinks on a floating vanity, and matte black fixtures. Plantation shutters throughout. Updated stair railing. Fresh interior paint. The living room centers on a stacked stone fireplace with sliding glass doors to the backyard. Formal dining room with Sputnik chandelier and vaulted ceiling detail. The corner lot gives you a yard with room to move. Two-car garage. Low-maintenance HOA at $65/month covers common areas only. Paid solar included. Minutes to Oceanside Harbor, the Pier, and Highway 76 with direct access to the 15 and 5 near Camp Pendleton. Ocean Kamp, Oceanside's $45M surf lagoon and resort development, is under construction along Hwy 76, targeting completion before the 2028 LA Olympics. This one is move-in ready. Nothing left to do but move in.

Mortgage Calculator

Est. Monthly Payment

$6,604

Principal & Interest$5,208
Property Tax$1,030
Insurance$300
HOA$65
%($206,000)
%

Location

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Investment Score

9D
Est. Monthly Rent
$3,605
Monthly Cashflow

Rent − PITIA

$-2,998
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,686

Mortgage (P+I)
$5,208
Cap Rate
0.61%
Cash-on-Cash
-27.30%
DSCR

Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$9,690

NOI (Annual)
$6,270
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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