3394 Holly Oak Ln

3394 Holly Oak Ln

D

Escondido, CA 92027

$1,195,000
NEW — 3d on market

Beds

5

Baths

3

Sqft

2,697

Year Built

2001

Days on Market

3

Property Type

Single Family

HOA/mo

$215

MLS ID

260007212SD

Description

Rancho San Pasqual is one of those rare communities quietly treasured by those who call it home—where mornings begin with soft light over the hills and birdsong, and evenings unfold in a peaceful, connected neighborhood where families grow and neighbors linger. Set within this gated enclave, this 5-bedroom, 3-bath residence showcases one of the community’s most desirable floorplans, including two bedrooms on the main level. A sunlit formal living room framed by striking arched windows offers a serene place to unwind, while an adjacent space provides versatility for an office, lounge, or creative retreat. The formal dining room is both elegant and inviting, and enhanced by a butler’s pantry that adds both function and seamless flow for entertaining. At the heart of the home, the kitchen features newer appliances, granite countertops, wood cabinetry, a center island, stainless refrigerator, and a sunlit breakfast nook that flows into the family room with a gas fireplace and French doors opening to effortless indoor-outdoor living. Upstairs, two bedrooms, a loft, and a primary suite with private balcony, custom walk-in closet, and a spa-like bath complete the home. The backyard offers a private setting with a pergola, two paver patios, numerous fruit-bearing trees, and beautifully designed raised garden beds—ideal for the avid gardener. Recent upgrades include newer AC and 11 new windows. Fresh interior paint, and recessed lighting throughout. Enjoy pickleball, community pool, clubhouse, and Dos Osos Golf Course. Walking distance to award winning San Pasqual Union K-8 school.

Mortgage Calculator

Est. Monthly Payment

$7,801

Principal & Interest$6,043
Property Tax$1,195
Insurance$349
HOA$215
%($239,000)
%

Investment Score

4D
Est. Monthly Rent
$5,474
Monthly Cashflow

Rent − PITI − HOA

$-2,328
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,582

Mortgage (P+I)
$6,043
Cap Rate
1.47%
Cash-on-Cash
-23.01%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.70
Break-even Rent
$11,425

NOI (Annual)
$17,522
Price-to-Rent

Lower = better for investors

18.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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