3315 Gregory St

3315 Gregory St

D

San Diego, CA 92104

$1,275,000

Soft Appraisal Value: $1,257,100 · 1.4% above estimate

Beds

2

Baths

1

Sqft

1,091

Year Built

1924

Days on Market

8

Property Type

Single Family

HOA/mo

N/A

MLS ID

260006604SD

Description

Charming, bright, and beautifully renovated, this North Park gem checks every box. Tucked away on a quiet, tree-lined street, this 2-bedroom home blends character, functionality, and indoor-outdoor living. Flooded with natural light, the thoughtfully designed layout features 1,091 square feet including a versatile office nook just off the kitchen - perfect for working from home, creative space, or a cozy reading corner. French doors from both the kitchen and large primary bedroom open to a stunning two-tiered deck, creating an ideal flow. Step outside to your private backyard retreat, complete with multiple entertaining areas, a pergola-covered patio (ideal for a future hot tub!), and a small grassy yard - perfect for relaxing under your very own mature Macadamia tree. This home has been extensively upgraded for both style and peace of mind, including new interior paint, newly stained deck (March 2026), new recessed lighting in kitchen and office nook, 2 new living room fandeliers, new light in office nook, new roof (2023), updated plumbing (2023), newer water heater (2024), newer dishwasher (2023), newer washer & dryer (2023) located inside the home, central A/C & heating, and updated electrical. An EV charger, detached 1-car garage with added sink, and a spacious driveway with 3+ additional parking spots offer rare convenience for the area. Located just minutes from North Park’s vibrant restaurants, coffee shops, boutiques, and Balboa Park, with easy access to the 805 and 15 freeways, this home delivers the perfect balance of neighborhood charm and urban accessibility. ...A rare opportunity to own a move-in ready home in one of San Diego’s most sought-after communities.

Mortgage Calculator

Est. Monthly Payment

$8,094

Principal & Interest$6,447
Property Tax$1,275
Insurance$372
%($255,000)
%

Investment Score

1D
Est. Monthly Rent
$3,934
Monthly Cashflow

Rent − PITI − HOA

$-4,160
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,127

Mortgage (P+I)
$6,447
Cap Rate
0.30%
Cash-on-Cash
-28.83%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.49
Break-even Rent
$11,892

NOI (Annual)
$3,836
Price-to-Rent

Lower = better for investors

27.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator