331 Islander Street
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331 Islander Street

B

Oceanside, CA 92054

$1,025,000
NEW — 0d

Soft Appraisal Value: $1,009,100 · 1.6% above estimate

Beds

3

Baths

2

Sqft

1,356

Year Built

1984

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2606531

This property is in Oceanside (92054). View neighborhood stats →

Virtual Tour

About This Property

Welcome to 331 Islander Street, a move-in-ready Oceanside home tucked away on a quiet street with the feel of a private cul-de-sac. Thoughtful updates, inviting outdoor living spaces, and exceptional long-term value come together to create a home that's as comfortable as it is practical. Inside, fresh new flooring creates a bright, cohesive feel throughout the open living spaces, while the updated kitchen and refreshed bathrooms provide a clean, modern look that's ready to enjoy from day one. A brand-new HVAC system delivers year-round comfort, and the dedicated laundry area with a utility sink adds everyday convenience. The beautifully landscaped front and back yards extend the living space outdoors, creating inviting areas for morning coffee, weekend gatherings, or relaxing under the custom pergola. The refreshed backyard features smooth pavers and a private hillside path that adds both character and a peaceful outdoor retreat. The solar panel system will be fully paid off by the seller at closing, allowing you to enjoy lower energy costs from day one without taking on a solar lease or loan. For eligible buyers, the opportunity to assume the home's exceptional 2.25% VA loan could represent substantial long-term financing savings compared with today's market rates. Conveniently located less than 15 minutes from the beach and approximately 10 minutes from Camp Pendleton, this home offers an ideal balance of comfort, convenience, and value. Combining thoughtful upgrades, inviting outdoor living, meaningful energy savings, and a peaceful neighborhood setting, 331 Islander Street is ready to welcome you home. Schedule your private tour today!

Mortgage Calculator

Est. Monthly Payment

$6,507

Principal & Interest$5,183
Property Tax$1,025
Insurance$299
%($205,000)
%

Location

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Investment Score

31C
Est. Monthly Rent
$4,692
Monthly Cashflow

Rent − PITIA

$-1,815
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,748

Mortgage (P+I)
$5,183
Cap Rate
1.68%
Cash-on-Cash
-21.94%
DSCR

Need ≥ 1.25 for DSCR loan

0.72
Break-even Rent
$9,560

NOI (Annual)
$17,216
Price-to-Rent

Lower = better for investors

18.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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