
3282 Berger Avenue #A3
Btop 30%San Diego, CA 92123
9 licensed short-term rentals within ½ mile (4 whole home), from the cities' license and permit lists of Nov 3, 2026.
No unit in this 54-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$2,230/mo full cashflow at 20% down, 7.49% rate.
Works at $225,825 (56% under asking), or at 82% down.
Rent $3,074/mo from 11 leases of 2-bed condos & townhomes within 2 mi ($2,856–$3,819).
Beds
2
Baths
1.5
Sqft
1,036
Year Built
1975
Days on Market
103
Property Type
Condo
HOA/mo
$625
MLS ID
PTP2605469
This property is in San Diego (92123). View neighborhood stats →
About This Property
**This home qualifies for an interest rate buy down, inquire for terms! ** Welcome to 3282 Berger Ave #A3, a beautifully updated townhome in highly desirable Serra Mesa. Featuring luxury vinyl plank flooring throughout, this move-in-ready home offers a modern feel and thoughtful upgrades at every turn. Enjoy year-round comfort with brand-new mini-split heating and cooling systems, plus the convenience of a washer and dryer located in a spacious designer closet. The home features two oversized bedrooms, each with its own private balcony, along with an additional outdoor patio perfect for relaxing or entertaining. Complete with two dedicated parking spaces and a central location close to shopping, dining, freeways, and everything San Diego has to offer, this is an opportunity you won't want to miss.
Mortgage Calculator
Est. Monthly Payment
$4,168
Location
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Zoned Schools
Elementary
Angier Elementary · grades K-5 · San Diego Unified
Middle
Taft Middle · grades 6-8 · San Diego Unified
High
Kearny Digital Media & Design · grades 9-12 · San Diego Unified
or Kearny School of Biomedical Science and Technology · grades 9-12 · San Diego Unified
or Kearny College Connections · grades 9-12 · San Diego Unified
or Kearny Eng Innov & Design · grades 9-12 · San Diego Unified
Choice area: the district lets families here pick either school.
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,074
Comp Average
$3,040
9169 Village Glen
2bd / 1ba · 912 sqft · Condo
$425K
Est. $3,173/mo
3555 Ruffin Road
2bd / 1ba · 788 sqft · Condo
$449K
Est. $3,081/mo
3456 Castle Glen Dr
2bd / 1ba · 784 sqft · Condo
$419K
Est. $2,580/mo
9289 Village Glen Dr
2bd / 1.5ba · 977 sqft · Townhouse
$524K
Est. $3,171/mo
4879 Haight Terrace
2bd / 2ba · 1,008 sqft · Condo
$685K
Est. $3,193/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
11 leases of 2-bed condos & townhomes within 2 mi · $2,856–$3,819
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,230/mo short at 20% down; 82% down or +$2,896/mo rent closes it.
- Break-even price
- $225,825
- Break-even rent
- $5,970/mo
- Cashflow at 35% down
- −$1,691/mo
- Down payment to break even
- 82%
- Rate to break even
- Not reachable
56% under asking
$2,896/mo above the estimate
$422,300 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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