328 Montecito Gln
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328 Montecito Gln

D

Escondido, CA 92025

$1,495,000
NEW — 0d

Soft Appraisal Value: $1,460,300 · 2.4% above estimate

Beds

4

Baths

2.5

Sqft

2,580

Year Built

1987

Days on Market

0

Property Type

Single Family

HOA/mo

$130

MLS ID

260012978SD

This property is in Escondido (92025). View neighborhood stats →

About This Property

Single-level luxury living with panoramic mountain views, exceptional privacy, and a resort-style outdoor experience in the exclusive gated community of Las Palmas Ranch in South Escondido. Situated on a private 0.68-acre hillside cul-de-sac lot with usable space offering ADU potential, this beautifully appointed residence offers 2,580 sq ft of thoughtfully designed indoor-outdoor living. The elevated setting captures unobstructed mountain vistas, while the backyard is designed as a private sanctuary for both relaxation and entertaining, featuring a spa-inspired heated saltwater pool with waterfall and fire features, multiple covered patio spaces, a tranquil fountain lounge area, and a built-in natural gas BBQ island conveniently located just off the kitchen for seamless outdoor dining and entertaining. Inside, the desirable single-level split floor plan offers both privacy and flexibility, with the spacious primary suite privately situated at one end of the home and the secondary bedrooms at the other — ideal for guests, multi-generational living, or older children. A versatile flex room with vaulted ceilings and custom built-ins is perfect for a home office, media room, library, or optional fourth bedroom. The home is further complemented by a spacious 3-car garage. The eat-in kitchen is designed for both everyday living and entertaining, featuring a gas cooktop, new stainless range hood, dual convection microwave and oven, Bosch dishwasher, refaced cabinetry, and a full suite of stainless appliances. Significant recent upgrades add both value and peace of mind, including fully owned solar with remarkably low electric costs, a new HVAC system installed in 2025, and an approximately 8-year-old roof with 50-year underlayment. Residents enjoy close proximity to Kit Carson Park with scenic trails, picnic areas, sports fields, ponds, playgrounds, and sports courts, along with the natural beauty of San Pasqual Valley, local wineries, golf, shopping, dining, and the world-renowned San Diego Zoo Safari Park. Convenient access to SR-78 and I-15 places the best of San Diego, Temecula wine country, and coastal Orange County within easy reach. Freeway close while offering a peaceful country feel, this exceptional property delivers the perfect blend of luxury, privacy, and lifestyle.

Mortgage Calculator

Est. Monthly Payment

$9,621

Principal & Interest$7,560
Property Tax$1,495
Insurance$436
HOA$130
%($299,000)
%

Location

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Investment Score

9D
Est. Monthly Rent
$5,809
Monthly Cashflow

Rent − PITIA

$-3,812
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,393

Mortgage (P+I)
$7,560
Cap Rate
0.94%
Cash-on-Cash
-25.66%
DSCR

Need ≥ 1.25 for DSCR loan

0.60
Break-even Rent
$14,112

NOI (Annual)
$13,993
Price-to-Rent

Lower = better for investors

21.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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