3254 Ashford St #H
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3254 Ashford St #H

Atop 10%

San Diego, CA 92111

$298,000
STR: check · no permits in this complex · TOT 12.75%

12 licensed short-term rentals within ½ mile (6 whole home), from the cities' license and permit lists of Nov 13, 2026.

No unit in this 87-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$1,028/mo full cashflow at 20% down, 7.36% rate.

Works at $163,407 (45% under asking), or at 71% down.

Rent $2,169/mo from 33 leases of condos & townhomes within 2 mi, size-adjusted ($2,020–$2,638).

Beds

Studio

Baths

1

Sqft

463

Year Built

1975

Days on Market

116

Property Type

Condo

HOA/mo

$421

MLS ID

260017721SD

This property is in San Diego (92111). Browse neighborhood analytics →

Virtual Tour

About This Property

Inviting Village Woods condo located on the top floor with an open concept floorplan located in the heart of San Diego's Linda Vista. Perfect starter home or investment property with a current tenant in place on a long term lease. Well maintained community featuring community pool, jacuzzi, and parklike greenbelt lined walkways throughout. Just minutes to Mesa Community College, Kearny High School, Kearny Mesa Rec Center, local hospitals, restaurants, freeways, and more. This is must see!

Mortgage Calculator

Est. Monthly Payment

$2,450

Principal & Interest$1,644
Property Tax$298
Insurance$87
HOA$421
%($59,600)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Ross Elementary · grades K-5 · San Diego Unified

  • Middle

    Montgomery Middle · grades 6-8 · San Diego Unified

  • High

    Kearny Digital Media & Design · grades 9-12 · San Diego Unified

    or Kearny School of Biomedical Science and Technology · grades 9-12 · San Diego Unified

    or Kearny College Connections · grades 9-12 · San Diego Unified

    or Kearny Eng Innov & Design · grades 9-12 · San Diego Unified

    Choice area: the district lets families here pick either school.

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Comparable Properties

3 comps found

This Property

$2,169

vs

Comp Average

$2,157

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

71A
Est. Monthly Rent
$2,169

33 leases of condos & townhomes within 2 mi, size-adjusted · $2,020–$2,638

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$281
Full Cashflow

Incl. vacancy, PM, maint, capex

-$1,028

What would make this work?

$1,028/mo short at 20% down; 71% down or +$1,336/mo rent closes it.

Break-even price

45% under asking

$163,407
Break-even rent

$1,336/mo above the estimate

$3,505/mo
Cashflow at 35% down
−$720/mo
Down payment to break even

$211,580 cash

71%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$1,644
Cap Rate
2.92%
Cash-on-Cash
-20.70%
DSCR

Need ≥ 1.25 for DSCR loan

0.89

NOI (Annual)
$8,691
Price-to-Rent

Lower = better for investors

11.4

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$1,028/mo