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3211 Caminito Eastbluff #9

La Jolla, CA 92037

$1,325,000

STR: check · no permits in this complex · TOT 12.75%

16 licensed short-term rentals within ½ mile (10 whole home), from the cities' license and permit lists of Nov 13, 2026.

No unit in this 93-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$7,218/mo full cashflow at 20% down, 7.36% rate.

Works at $380,378 (71% under asking), or at 99% down.

Rent $4,787/mo from 9 leases of 3-bed condos & townhomes within 0.5 mi, same school area ($4,323–$4,869).

Beds

Baths

2.5

Sqft

1,707

Year Built

1978

Days on Market

136

Property Type

Townhouse

HOA/mo

$779

MLS ID

260015826SD

This property is in La Jolla (92037). View neighborhood stats →

About This Property

This spacious 3-bedroom, 2.5-bathroom townhome is the largest floor plan in La Jolla’s desirable Eastbluff complex. Offering 1,707 sq ft of living space plus an attached 2-car garage, this plan rarely comes to market. Soaring ceilings greet you upon entry leading into a generous living room with a cozy fireplace while the large primary suite features a walk-in closet. Enjoy your own private patio, perfect for morning coffee or evening relaxation. Nestled in a quiet, well-maintained community, you're just steps from the pool and a neighborhood park. The best of La Jolla is only minutes away including beaches, UCSD, shopping, and dining with convenient trolley and freeway access.

Mortgage Calculator

Est. Monthly Payment

$9,801

Principal & Interest$7,310

Property Tax$1,325

Insurance$386

HOA$779

Down Payment

%($265,000)

Interest Rate

Loan Term

Location

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Zoned Schools

Elementary
Torrey Pines Elementary · grades K-5 · San Diego Unified
Middle
Muirlands Middle · grades 6-8 · San Diego Unified
High
La Jolla High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Comparable Properties

5 comps found

This Property

$4,787

Comp Average

$5,694

2406 Torrey Pines Road

3bd / 2.5ba · 1,818 sqft · Townhouse

$1.57M

Est. $7,358/mo

3304 Caminito Eastbluff

3bd / 2.5ba · 1,458 sqft · Townhouse

$1000K

Est. $4,763/mo

8771 Caminito Sueno

3bd / 2.5ba · 1,692 sqft · Townhouse

$1.29M

Est. $4,992/mo

6547 Caminito Catalan

3bd / 2.5ba · 1,858 sqft · Townhouse

$1.50M

Est. $5,592/mo

2538 Caminito Muirfield

3bd / 2.5ba · 1,858 sqft · Townhouse

$1.55M

Est. $5,763/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

Est. Monthly Rent

$4,787

9 leases of 3-bed condos & townhomes within 0.5 mi, same school area · $4,323–$4,869

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$5,013

Full Cashflow

Incl. vacancy, PM, maint, capex

-$7,218

What would make this work?

$7,218/mo short at 20% down; 99% down or +$9,375/mo rent closes it.

Break-even price: $380,378
Break-even rent: $14,162/mo
Cashflow at 35% down: −$5,848/mo
Down payment to break even: 99%
Rate to break even: Not reachable

Mortgage (P+I)

$7,310

Cap Rate

0.30%

Cash-on-Cash

-32.69%

DSCR

Need ≥ 1.25 for DSCR loan

0.49

NOI (Annual)

$3,974

Price-to-Rent

Lower = better for investors

23.1

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$7,218/mo