3208 Silver Ridge
Ctop 80%Oceanside, CA 92058Neighborhood: Airport
1 licensed short-term rental within ½ mile (1 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$7,124/mo full cashflow at 20% down, 7.36% rate.
Works at $457,714 (67% under asking), or at 95% down.
Rent $4,685/mo from 10 leases of 3–5 bed houses within 2 mi ($5,086–$5,840).
Beds
4
Baths
4
Sqft
2,851
Year Built
1997
Days on Market
153
Property Type
Single Family
HOA/mo
$110
MLS ID
260014370SD
This property is in Oceanside (92058). Browse neighborhood analytics →
About This Property
North County Coastal Gem! Amazing Neighborhood! Largest lot in Tract! Newer Kitchen w/Quartz Zite/Island/Commercial Grade Appliances! Newer Bathrooms/Jacuzzi Tub! Travertine Flooring! 2 Master Suites! Vaulted Ceiling! Inside Laundry Room! Resort Style Backyard with Canyon views! Sparkling Pool/Spa! 3 Patios & Wrap Around Bar with Amenities! Detatched Workshop Possible ADU! Oversized 3 Car Garage with 4 Car Driveway! Solar! Tankless Water Heater System! Upgraded 200 Amp Panel w/ RV & EV Hookups 240! Close to Everything, Modern Amenities, Approximately 200 Square Foot Loft (No Permit) Not Included In Square Footage! Walk or Bike to the Beach! No Neighbors Behind You! To Much To List!
Mortgage Calculator
Est. Monthly Payment
$9,574
Location
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Zoned Schools
Elementary
Pablo Tac School of the Arts · grades K-5 · Oceanside Unified
Middle
Jefferson Middle · grades 6-8 · Oceanside Unified
High
Oceanside High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
3 comps foundThis Property
$4,685
Comp Average
$4,889
241 Del Mesa Street
4bd / 2ba · 2,067 sqft · Single Family
$915K
Est. $4,253/mo
3259 Canyon View Drive
5bd / 3ba · 3,288 sqft · Single Family
$1.40M
Est. $5,824/mo
3434 Ashwood Court
5bd / 3ba · 2,291 sqft · Single Family
$1.20M
Est. $4,589/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
10 leases of 3–5 bed houses within 2 mi · $5,086–$5,840
Blended 50/50 with the zip's market median ($4,129)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$7,124/mo short at 20% down; 95% down or +$9,253/mo rent closes it.
- Break-even price
- $457,714
- Break-even rent
- $13,938/mo
- Cashflow at 35% down
- −$5,687/mo
- Down payment to break even
- 95%
- Rate to break even
- Not reachable
67% under asking
$9,253/mo above the estimate
$1,320,453 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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