3156 Willow Creek Place

3156 Willow Creek Place

D

Escondido, CA 92027

$1,400,000
NEW — 3d on market

Beds

5

Baths

4

Sqft

3,444

Year Built

1999

Days on Market

3

Property Type

Single Family

HOA/mo

$215

MLS ID

NDP2602882

Description

Welcome to Rancho San Pasqual, one of North County San Diego’s most sought-after gated communities, nestled in the scenic foothills of Escondido and surrounding the beautiful Dos Osos Golf Course. This exceptional 5 bedroom, 4 bathroom home offers 3,444 square feet of thoughtfully designed living space on a large, private lot at the end of a quiet cul-de-sac. Step inside to soaring 19 foot ceilings in the living room, where natural light pours in and a cozy fireplace creates an inviting space to relax or entertain. The spacious, well-appointed kitchen has a roomy walk-in pantry and space for a large dining table. The adjacent, open-concept great room features a fireplace and flows seamlessly into the backyard oasis, perfect for indoor-outdoor living. A full bedroom and bathroom on the main floor provide ideal flexibility for guests or multigenerational living. Upstairs, you’ll find 4 spacious bedrooms, including a luxurious primary suite complete with its own fireplace, private balcony overlooking the pool and firepit, a spa-like bathroom with soaking tub, and a retreat space ideal for a home office or lounge. One secondary bedroom features its own ensuite bath, offering a second primary suite option, while two additional bedrooms share a well-appointed bathroom. The backyard is truly a showstopper, designed for both relaxation and entertaining, with a sparkling pool and spa featuring a waterfall and a lawn, fruit trees, and a built-in firepit area for gathering under the stars. Additional highlights include 40 paid-for solar panels for energy efficiency and a 3-car attached garage. Residents of Rancho San Pasqual enjoy access to exceptional community amenities, including a large pool, sport court, playground, and picnic area, all within a secure gated setting. HOA dues are $215 per month. Enjoy the perfect blend of privacy, luxury, and community in this premier location, just minutes from hiking trails and easy access to I-15 for commuting or coastal escapes. The highly regarded K-8 San Pasqual Union school is just outside the community gates.

Mortgage Calculator

Est. Monthly Payment

$9,102

Principal & Interest$7,079
Property Tax$1,400
Insurance$408
HOA$215
%($280,000)
%

Investment Score

3D
Est. Monthly Rent
$5,474
Monthly Cashflow

Rent − PITI − HOA

$-3,628
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,054

Mortgage (P+I)
$7,079
Cap Rate
0.88%
Cash-on-Cash
-25.95%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.60
Break-even Rent
$13,336

NOI (Annual)
$12,304
Price-to-Rent

Lower = better for investors

21.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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