3152 Ferncreek Lane
1 / 20

3152 Ferncreek Lane

D

Escondido, CA 92027

$1,125,000

Beds

4

Baths

2.5

Sqft

2,437

Year Built

1999

Days on Market

13

Property Type

Single Family

HOA/mo

$215

MLS ID

260011528SD

This property is in Escondido (92027). View neighborhood stats →

Virtual Tour

About This Property

Located within Rancho San Pasqual, one of Escondido’s best kept secrets, this lovingly maintained home offers soaring ceilings, a downstairs filled with natural light, a separate family room with slider to the backyard, and a kitchen thoughtfully updated with expanded island seating. Over the years, the sellers have poured love and upgrades into this home including paid solar, flooring downstairs, new countertops, backyard turf, and a new water heater. Whole house fan and top of the line AC. 4 bedrooms are located upstairs, including a primary suite with gorgeous balcony views. The backyard is spacious and incredibly private with mountain views and no one directly behind you. Ideally situated within the gated community itself, the home is just a short walk to the resort-style pool and spa, pickleball and basketball courts, and gated security amenities, all for just $215/month HOA. Rancho San Pasqual is also home to the Dos Osos Golf Course and a highly regarded K-8 school located just outside the community gates. With local wineries just a short drive away, this special pocket of North County offers a lifestyle that is increasingly hard to find.

Mortgage Calculator

Est. Monthly Payment

$7,357

Principal & Interest$5,689
Property Tax$1,125
Insurance$328
HOA$215
%($225,000)
%

Location

Loading map...

Investment Score

5D
Est. Monthly Rent
$3,938
Monthly Cashflow

Rent − PITIA

$-3,419
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,262

Mortgage (P+I)
$5,689
Cap Rate
0.46%
Cash-on-Cash
-28.06%
DSCR

Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$10,772

NOI (Annual)
$5,121
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator