3150 Smith Place

3150 Smith Place

D

Escondido, CA 92027

$1,399,990

Soft Appraisal Value: $1,392,600 · 0.5% above estimate

Beds

5

Baths

4.5

Sqft

3,130

Year Built

2025

Days on Market

125

Property Type

Single Family

HOA/mo

$372

MLS ID

NDP2511152

Description

Brand-new two-story home being built in a quiet and private cul-de-sac in Escondido with a large yard nestled amongst the hills. Estimated delivery is the end of September 2025. Home has a Great Room with Quad sliding glass doors to the yard, lots of storage, downstairs bedroom/ bath and an upstairs loft. There are 4 bedrooms and 2 1/2 baths. Laundry room has a built-in sink/ cabinet. Kitchen will have white shaker cabinets and quartz countertop with full backsplash. Primary bath has spacious tiled tub/ shower. Home is Wildfire Prepared.

Mortgage Calculator

Est. Monthly Payment

$9,259

Principal & Interest$7,079
Property Tax$1,400
Insurance$408
HOA$372
%($279,998)
%

Investment Score

3D
Est. Monthly Rent
$5,857
Monthly Cashflow

Rent − PITIA

$-3,402
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,916

Mortgage (P+I)
$7,079
Cap Rate
1.00%
Cash-on-Cash
-25.35%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.63
Break-even Rent
$13,540

NOI (Annual)
$13,959
Price-to-Rent

Lower = better for investors

19.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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