3147 Smith Place

3147 Smith Place

D

Escondido, CA 92027

$1,249,990

Soft Appraisal Value: $1,245,900 · 0.3% above estimate

Beds

4

Baths

2.5

Sqft

2,620

Year Built

2025

Days on Market

35

Property Type

Single Family

HOA/mo

$372

MLS ID

NDP2601957

View on MLS

Description

Brand New Single Story Home. Wildfire Prepared home, save money on insurance. Private, end of a cul de sac location, with a nice sized backyard. Beautiful kitchen with dark maple cabinets, quartz countertops, and tile backsplash. Walk in pantry. Quad doors leading to the backyard. Fences are block and steel. Whole house has dark maple cabinets. Flooring is Luxury Vinyl Plank, tile and carpet throughout. Ready to move into! Call sales office for appointment.

Mortgage Calculator

Est. Monthly Payment

$8,307

Principal & Interest$6,321
Property Tax$1,250
Insurance$365
HOA$372
%($249,998)
%

Investment Score

3D
Est. Monthly Rent
$5,113
Monthly Cashflow

Rent − PITIA

$-3,195
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,412

Mortgage (P+I)
$6,321
Cap Rate
0.87%
Cash-on-Cash
-25.98%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.62
Break-even Rent
$12,142

NOI (Annual)
$10,900
Price-to-Rent

Lower = better for investors

20.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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