3146 Willow Tree Lane
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3146 Willow Tree Lane

D

Escondido, CA 92027

$849,999
NEW — 4d

Beds

3

Baths

2

Sqft

1,780

Year Built

2002

Days on Market

4

Property Type

Single Family

HOA/mo

$130

MLS ID

PTP2604285

This property is in Escondido (92027). View neighborhood stats →

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About This Property

Rare single-story 3-bedroom home in Hidden Trails — built smarter, designed for comfort, and loaded with upgrades that actually matter. This 1,780 sq ft gem checks every box: 3 bedrooms plus a versatile flex room perfect as a home office or guest space, 2 full baths, and a thoughtfully designed open floor plan that flows effortlessly from living to dining to outdoor entertaining. The heart of the home features generous living spaces anchored by a cozy fireplace — ideal for relaxed evenings or hosting family and friends. Every bedroom is on the ground floor, offering convenience and accessibility rarely found at this price point. Built for the energy-conscious buyer, the home is equipped with 19 solar panels and thermal paint that work together to dramatically reduce utility costs year-round. Brand-new dual-pane windows flood the interior with natural light while keeping the home cool in summer and comfortable in winter — efficiency you’ll feel in every room and every utility bill. Step outside to your own private retreat: a fully renovated backyard with elegant pavers, lush manicured landscaping, and room to entertain, unwind, or simply enjoy the sweeping mountain views that make this setting truly special. Located in the desirable Hidden Trails community with low HOA, close to shopping, dining, and easy freeway access — this is a move-in ready home where the upgrades have already been done for you. 3 bed + Flex Room | 2 bath | 1,780 sqft | Single-story | 19 Solar Panels | Mountain Views | Renovated Backyard | 2-Car Garage

Mortgage Calculator

Est. Monthly Payment

$5,526

Principal & Interest$4,298
Property Tax$850
Insurance$248
HOA$130
%($170,000)
%

Location

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Investment Score

27D
Est. Monthly Rent
$3,589
Monthly Cashflow

Rent − PITIA

$-1,937
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,471

Mortgage (P+I)
$4,298
Cap Rate
1.17%
Cash-on-Cash
-24.50%
DSCR

Need ≥ 1.25 for DSCR loan

0.65
Break-even Rent
$8,097

NOI (Annual)
$9,926
Price-to-Rent

Lower = better for investors

19.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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