3140 Smith Place

3140 Smith Place

D

Escondido, CA 92027

$1,269,990

Soft Appraisal Value: $1,267,600 · 0.2% above estimate

Beds

5

Baths

4.5

Sqft

3,130

Year Built

2025

Days on Market

128

Property Type

Single Family

HOA/mo

$372

MLS ID

NDP2511127

View on MLS

Description

Fully completed home, ready to move in located in a cul de sac. White kitchen cabinets, granite countertops, large back yard. All bedrooms have a walk-in closet. Primary bedroom and 2 other bedrooms have an ensuite bathroom. Wildfire Prepared home, Save money on fire insurance.

Mortgage Calculator

Est. Monthly Payment

$8,434

Principal & Interest$6,422
Property Tax$1,270
Insurance$370
HOA$372
%($253,998)
%

Investment Score

4D
Est. Monthly Rent
$5,857
Monthly Cashflow

Rent − PITIA

$-2,577
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,982

Mortgage (P+I)
$6,422
Cap Rate
1.36%
Cash-on-Cash
-23.54%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.69
Break-even Rent
$12,327

NOI (Annual)
$17,275
Price-to-Rent

Lower = better for investors

18.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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