
3140 2nd Street
Btop 30%National City, CA 91950
Pass at asking: -$3,125/mo full cashflow at 20% down, 7.43% rate.
Works at $403,068 (50% under asking), or at 76% down.
Rent $4,021/mo from 9 leases of 2–4 bed houses within 1 mi ($3,676–$4,176).
Beds
3
Baths
2
Sqft
1,565
Year Built
1959
Days on Market
172
Property Type
Single Family
HOA/mo
N/A
MLS ID
PTP2603955
This property is in National City (91950). Browse neighborhood analytics →
About This Property
Beautifully remodeled 3-bedroom, 2 bath home with a stunning hillside view from the living room. This home features a new roof, new flooring, and updated bathrooms and kitchen. Enjoy the natural breeze and peaceful setting while still being conveniently located near popular restaurants, shopping and freeway access. Spacious 2 car garage and a great location to make this your home.
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Est. Monthly Payment
$5,546
Location
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Zoned Schools
Elementary
Ira Harbison · grades K-6 · National Elementary
Middle
Granger Junior High · grades 7-9 · Sweetwater Union High
High
Sweetwater High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,021
Comp Average
$3,975
2121 4th Street
3bd / 2ba · 1,528 sqft · Single Family
$750K
Est. $4,247/mo

2325 14th Street
3bd / 2ba · 1,514 sqft · Single Family
$749K
Est. $3,925/mo
3002 11th Street
3bd / 2ba · 1,648 sqft · Single Family
$746K
Est. $3,886/mo
1003 Manchester Street
3bd / 2ba · 1,802 sqft · Single Family
$850K
Est. $4,041/mo
2628 Fenton Pl
3bd / 2.5ba · 1,376 sqft · Single Family
$880K
Est. $3,774/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 2–4 bed houses within 1 mi · $3,676–$4,176
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,125/mo short at 20% down; 76% down or +$4,058/mo rent closes it.
- Break-even price
- $403,068
- Break-even rent
- $8,079/mo
- Cashflow at 35% down
- −$2,281/mo
- Down payment to break even
- 76%
- Rate to break even
- Not reachable
50% under asking
$4,058/mo above the estimate
$615,600 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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