2628 Fenton Pl
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2628 Fenton Pl

Ctop 80%

National City, CA 91950

$879,900

Pass at asking: -$3,852/mo full cashflow at 20% down, 7.43% rate.

Works at $378,410 (57% under asking), or at 84% down.

Rent $3,774/mo from 9 leases of 3-bed houses within 2 mi ($3,622–$4,131).

Beds

3

Baths

2.5

Sqft

1,376

Year Built

1958

Days on Market

61

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2606786

This property is in National City (91950). Browse neighborhood analytics →

Virtual Tour

About This Property

Welcome to this move in ready remodeled home. Featuring an open floor plan along with 3 bedrooms, two and a half bathrooms and a large den. Everything new- All new flooring throughout, new interior and exterior paint, new fixtures, new remote controlled ceiling fans, new remote controlled mini splits, new recess lighting, new quiet cool full whole house fan, new plumbing, new electrical subpanel, double pane windows with new blinds. Skylight in walk in closet off primary bedroom, double sinks in primary bathroom, all new attic insulation. A kitchen you will love cooking in with new Whirlpool appliances, new pull out microwave, stop/close kitchen drawers, lots of cabinets thoughout. Large window in kitchen overlooking a peaceful & serene backyard. The exterior of this home offers a large lot with over 12,000 square feet, large back yard with new sod, new landscaping, new irrigation, new concrete, new fence offering added privacy all around the property with plenty of parking. Upgraded Poly Gas Line from house to meter. This large lot offers the potential to add a pool or an ADU. The list goes on and on. Truly a must see home!!!! SELLER TO HELP WITH BUYER INTEREST RATE BUYDOWN!!

Mortgage Calculator

Est. Monthly Payment

$6,025

Principal & Interest$4,888
Property Tax$880
Insurance$257
%($175,980)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Lincoln Acres · grades PK-6 · National Elementary

  • Middle

    Granger Junior High · grades 7-9 · Sweetwater Union High

  • High

    Sweetwater High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

28C
Est. Monthly Rent
$3,774

9 leases of 3-bed houses within 2 mi · $3,622–$4,131

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$2,251
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,852

What would make this work?

$3,852/mo short at 20% down; 84% down or +$5,003/mo rent closes it.

Break-even price

57% under asking

$378,410
Break-even rent

$5,003/mo above the estimate

$8,777/mo
Cashflow at 35% down
−$2,936/mo
Down payment to break even

$739,116 cash

84%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,888
Cap Rate
1.67%
Cash-on-Cash
-26.27%
DSCR

Need ≥ 1.25 for DSCR loan

0.63

NOI (Annual)
$14,694
Price-to-Rent

Lower = better for investors

19.4

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,852/mo