3138 Lighthouse Ridge
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3138 Lighthouse Ridge

C

San Diego, CA 92110

$849,000
NEW — 0d

Beds

2

Baths

3

Sqft

1,455

Year Built

2006

Days on Market

0

Property Type

Townhouse

HOA/mo

$368

MLS ID

260014625SD

This property is in San Diego (92110). View neighborhood stats →

About This Property

Welcome to this beautifully maintained residence in the highly desirable Point Loma area, offering the perfect blend of comfort, style, and convenience. Filled with natural light, the open-concept living space features soaring ceilings, expansive windows, a cozy fireplace, and seamless flow between the living, dining, and kitchen areas—ideal for both everyday living and entertaining. Enjoy the convenience of an attached oversized two-car garage with additional storage space and direct access to the home. Residents have access to resort-style community amenities including a sparkling pool, outdoor BBQ and picnic areas, and beautifully maintained grounds. Built in 2006 within the sought-after Cabrillo Point Loma community, this home offers easy access to Liberty Station, Point Loma Village, Mission Bay, downtown San Diego, beaches, shopping, dining, and major commuter routes. Located within the highly regarded Point Loma school district and in a walkable neighborhood close to parks, restaurants, and everyday conveniences, this is coastal San Diego living at its finest.

Mortgage Calculator

Est. Monthly Payment

$5,758

Principal & Interest$4,293
Property Tax$849
Insurance$248
HOA$368
%($169,800)
%

Location

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Investment Score

13D
Est. Monthly Rent
$3,126
Monthly Cashflow

Rent − PITIA

$-2,632
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,058

Mortgage (P+I)
$4,293
Cap Rate
0.33%
Cash-on-Cash
-28.68%
DSCR

Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$8,397

NOI (Annual)
$2,814
Price-to-Rent

Lower = better for investors

22.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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