30893 Villa Toscana
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30893 Villa Toscana

Dbottom 20%

Bonsall, CA 92003

$3,230,000

Pass at asking: -$19,317/mo full cashflow at 20% down, 7.43% rate.

Works at $714,857 (78% under asking); even all cash loses money at asking.

Rent $7,131/mo from 5 leases of houses in 92003, size-adjusted ($6,474–$7,278).

Beds

5

Baths

4.5

Sqft

6,198

Year Built

2003

Days on Market

58

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2608424

This property is in Bonsall (92003). Browse neighborhood analytics →

Virtual Tour

About This Property

Extraordinary gated & fenced luxurious estate with panoramic views! Discover your own private 4.43 acre park & playground with gazebo amidst a spectacular water feature with multiple waterfalls & bridges-the perfect setting for total relaxation! Resort style living at its finest including a sport court, walking trails, infinity edge pool, outdoor kitchen & covered dining for family gatherings & fun! A well & 10,000 gal storage tank irrigate the lush tropical landscape on this gentle useable parcel which is equestrian friendly for riding amenities, barn, etc. The home is an entertainers dream showcasing an impressive grand foyer with 17 foot ceilings, walls of windows & 4 fireplaces with sunset views from most rooms.The chefs culinary kitchen features a generous central island with sink, Viking 6 burner range, 2 dish washers, dual ovens & more.The kitchen & great room conveniently access the outdoor kitchen, covered dining space & pool with spa seating for 10.On the opposite wing of the home a wine room with built in wine storage, entertainment bar, & adjacent game room lead to a cozy outdoor fireplace for enjoying gentle Bonsall ocean breezes, the pool/spa & other outdoor entertaining spaces.This wing also offers privacy for multigenerational families & teens with a bedroom & bath, private entrance & potential to convert to a junior ADU.The primary bedroom ensuite with fireplace & balcony offer privacy, spectacular views, dual shower heads & jetted soaking tub. 4 HVAC units/zones, upgraded PEX plumbing, dual water heaters, 57 paid solar panels, security system, variety of family fruit trees, outdoor fountains plus much more make this home a MUST SEE! Sellers may carry with substantial down payment.

Mortgage Calculator

Est. Monthly Payment

$22,116

Principal & Interest$17,944
Property Tax$3,230
Insurance$942
%($646,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Bonsall Elementary · grades K-5 · Bonsall Unified

  • Middle

    Norman L. Sullivan Middle · grades 6-8 · Bonsall Unified

  • High

    Bonsall High · grades 9-12 · Bonsall Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

0D
Est. Monthly Rent
$7,131

5 leases of houses in 92003, size-adjusted · $6,474–$7,278

Monthly Cashflow

Rent − PITIA

-$14,985
Full Cashflow

Incl. vacancy, PM, maint, capex

-$19,317

What would make this work?

$19,317/mo short at 20% down; +$25,087/mo rent closes it.

Break-even price

78% under asking

$714,857
Break-even rent

$25,087/mo above the estimate

$32,218/mo
Cashflow at 35% down
−$15,952/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$17,944
Cap Rate
-0.38%
Cash-on-Cash
-35.88%
DSCR

Need ≥ 1.25 for DSCR loan

0.32

NOI (Annual)
-$12,195
Price-to-Rent

Lower = better for investors

37.7

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$19,317/mo