30306 Via Maria Elena
1 / 20

30306 Via Maria Elena

Dbottom 20%

Bonsall, CA 92003

$3,000,000
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$16,858/mo full cashflow at 20% down, 7.43% rate.

Works at $804,986 (73% under asking); even all cash loses money at asking.

Rent $8,192/mo from 5 leases of houses in 92003, size-adjusted ($6,243–$7,018).

Beds

5

Baths

4.5

Sqft

5,763

Year Built

1993

Days on Market

76

Property Type

Single Family

HOA/mo

$125

MLS ID

NDP2608043

This property is in Bonsall (92003). Browse neighborhood analytics →

Virtual Tour

About This Property

Nestled in the Prestigious Hialeah Estates sits a Unique home with an infinity edge pool, outdoor shower, guest house, 4 acre parcel with an avocado grove. Enjoy gorgeous panoramic sunset views while in the backyard entertaining guests for dinners year around. A magnificent contemporary home with stained glass doors and windows, hardwood floors, granite , travertine and expansive use of glass. Soaring ceilings and windows that allow the sunlight to brighten every room. Walk through the stain glass front door and you enter a massive two story hallway, floor to ceiling fireplace in the living room that opens up to the patio and pool area with views of the mountains and valleys. The tall ceilings in the gourmet kitchen is open to the family room and dinning. The master bedroom is on the main floor along with an office/bedroom, with two more bedrooms upstairs with their own private bathrooms and patio. Down the walkway sits a private guest house/office, workout area, with a roof that is a patio that also has panoramic views. It is an incredible peaceful environment surrounded by beautiful nature, flowering cactus, many unique shrubs and plantings, along with many forms of wildlife. This home has fully paid for Solar and a three car oversized garage. It's A rare Private Architectural delight!

Mortgage Calculator

Est. Monthly Payment

$20,666

Principal & Interest$16,666
Property Tax$3,000
Insurance$875
HOA$125
%($600,000)
%
Loan Term

Location

Loading map...

Zoned Schools

  • Elementary

    Bonsall Elementary · grades K-5 · Bonsall Unified

  • Middle

    Norman L. Sullivan Middle · grades 6-8 · Bonsall Unified

  • High

    Bonsall High · grades 9-12 · Bonsall Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

1D
Est. Monthly Rent
$8,192

5 leases of houses in 92003, size-adjusted · $6,243–$7,018

Blended 50/50 with a property-level estimate

A property-level estimate runs more than 25% above what comparable homes leased for ($6,876). Treat this rent with extra care.

Monthly Cashflow

Rent − PITIA

-$12,474
Full Cashflow

Incl. vacancy, PM, maint, capex

-$16,858

What would make this work?

$16,858/mo short at 20% down; +$21,894/mo rent closes it.

Break-even price

73% under asking

$804,986
Break-even rent

$21,894/mo above the estimate

$30,086/mo
Cashflow at 35% down
−$13,733/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$16,666
Cap Rate
0.09%
Cash-on-Cash
-33.72%
DSCR

Need ≥ 1.25 for DSCR loan

0.40

NOI (Annual)
$2,609
Price-to-Rent

Lower = better for investors

30.5

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
DCashflow−$16,858/mo