3029 Broadway #4
Atop 10%San Diego, CA 92102
One license per person in San Diego: whether you can hold it depends on you, not only the home.
140 licensed short-term rentals within ½ mile (97 whole home), from the cities' license and permit lists of Nov 6, 2026.
1 short-term rental license on file in this 24-unit complex, so its HOA has allowed them. Confirm in the CC&Rs: an HOA can ban stays under 30 days (Civ. Code §4741).
Pass at asking: -$1,422/mo full cashflow at 20% down, 7.43% rate.
Works at $184,805 (50% under asking), or at 76% down.
Rent $2,124/mo from 9 leases of 2-bed condos & townhomes within 0.5 mi ($2,114–$2,255).
Beds
2
Baths
1
Sqft
484
Year Built
1981
Days on Market
254
Property Type
Condo
HOA/mo
$216
MLS ID
260004511SD
This property is in San Diego (92102). View neighborhood stats →
About This Property
Enjoy the convenience of living minutes from Downtown San Diego and South Park with HOA fees of just $216 per month! This first-floor, end-unit, 2-bedroom home offers comfortable living in a convenient central location. Just minutes from the Gaslamp Quarter, Petco Park, and some of San Diego’s favorite restaurants, coffee shops, nightlife, and entertainment. Located in a gated community, this home features laminate flooring, a functional floor plan, and a spacious private enclosed patio with additional storage, perfect for relaxing, entertaining, or enjoying time with your pets. Additional highlights include 1 assigned parking space, convenient street parking for guests, and easy freeway access. A great opportunity to enjoy everything San Diego has to offer without the high HOA fees! Inside, you will find stylish laminate flooring & a functional layout designed for comfortable everyday living. Step outside to a spacious enclosed patio with storage that is perfect for relaxing, entertaining, or allowing your pets to roam safely. Includes 1 assigned parking space, plenty of street parking for guests & quick access to the freeway for easy commuting.
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Est. Monthly Payment
$2,749
Location
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Zoned Schools
Elementary
Golden Hill K-8 · grades PK-8 · San Diego Unified
Middle
Roosevelt International Middle · grades 6-8 · San Diego Unified
High
San Diego High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
3 comps foundThis Property
$2,124
Comp Average
$2,230
2650 Broadway
1bd / 1ba · 521 sqft · Condo
$300K
Est. $2,179/mo
2650 Broadway
1bd / 1ba · 521 sqft · Condo
$330K
Est. $2,179/mo
2728 B Street
1bd / 1ba · 560 sqft · Condo
$390K
Est. $2,333/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 2-bed condos & townhomes within 0.5 mi · $2,114–$2,255
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,422/mo short at 20% down; 76% down or +$1,847/mo rent closes it.
- Break-even price
- $184,805
- Break-even rent
- $3,971/mo
- Cashflow at 35% down
- −$1,037/mo
- Down payment to break even
- 76%
- Rate to break even
- Not reachable
50% under asking
$1,847/mo above the estimate
$281,162 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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