3025 Chicago Street

3025 Chicago Street

D

San Diego, CA 92117

$3,600,000

Beds

4

Baths

3.5

Sqft

4,212

Year Built

1981

Days on Market

32

Property Type

Single Family

HOA/mo

N/A

MLS ID

OC26047672

View on MLS

Description

One-of-a-Kind Ocean and Bay View Home for Sale.Experience unparalleled luxury and breathtaking views from this stunning coastal retreat. Nestled in a prime location, this home offers an exclusive blend of elegance, comfort, and natural beauty. Enjoy mesmerizing sunsets and watch the bay fireworks from the comfort of your living room or while soaking in the spa. Step into your own tropical paradise complete with a pool, spa, fruit trees, and lush bamboo. Perfect for relaxation and entertaining. This home features 4 large bedrooms all with walk-in closets, plus an office that can easily serve as a 5th bedroom. The lower level also has a built in ADU, Ideal for guests or rental income, the lower level includes a private entrance, kitchen, and bath. The entire house is thoughtfully updated throughout with modern finishes and high-end details.

Mortgage Calculator

Est. Monthly Payment

$22,854

Principal & Interest$18,204
Property Tax$3,600
Insurance$1,050
%($720,000)
%

Investment Score

0D
Est. Monthly Rent
$5,998
Monthly Cashflow

Rent − PITIA

$-16,856
Full Cashflow

Incl. vacancy, PM, maint, capex

$-21,235

Mortgage (P+I)
$18,204
Cap Rate
-1.01%
Cash-on-Cash
-35.39%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.26
Break-even Rent
$33,576

NOI (Annual)
$-36,378
Price-to-Rent

Lower = better for investors

50.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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