2960 Via Alta
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2960 Via Alta

D

San Diego, CA 92108

$1,150,000
NEW — 1d

Soft Appraisal Value: $1,032,000 · 11.4% above estimate

Beds

2

Baths

2.5

Sqft

1,411

Year Built

2020

Days on Market

1

Property Type

Condo

HOA/mo

$289

MLS ID

260010953SD

This property is in San Diego (92108). View neighborhood stats →

About This Property

Located on a premier corner lot within Promontory, this residence offers enhanced privacy, abundant natural light, and more open views compared to many neighboring homes. With only one adjacent unit, the positioning creates a more open and comfortable living experience. The main living area is designed with both function and flow in mind, centered around a well-appointed chef’s kitchen with a large island that anchors the space. The layout connects seamlessly to the living room and outdoor area, where views extend across Civita and Mission Valley with surrounding hills in the distance. Upstairs, the primary bedroom continues to capture those same elevated views, creating a comfortable and well-situated retreat. The secondary bedroom offers flexibility for guests, a home office, or additional living needs. The oversized two-car garage is a notable feature, complete with epoxy flooring and additional space for storage, which is not commonly found in similar properties. Combined with the corner location and thoughtful layout, the home offers a well-rounded and functional living environment. Promontory is one of the more desirable enclaves within Civita, known for its elevated positioning and convenient access throughout the community. The neighborhood also benefits from ample guest parking nearby, making it easy for visitors. Civita is recognized as one of San Diego’s most thoughtfully designed master planned communities, centered around walkability, green space, and everyday convenience. Residents have access to a private recreation center featuring resort style pools, a full fitness facility, outdoor gathering spaces, and regular community events. The Row along Civita Boulevard continues to take shape as the community’s main hub for dining and retail. Planned additions, including Jimbo’s Naturally, are expected to further enhance the area, adding to the convenience and overall lifestyle the community offers. With quick access to major freeways, beaches, and downtown San Diego, the location remains a key part of Civita’s appeal.

Mortgage Calculator

Est. Monthly Payment

$7,589

Principal & Interest$5,815
Property Tax$1,150
Insurance$335
HOA$289
%($230,000)
%

Location

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Investment Score

7D
Est. Monthly Rent
$4,456
Monthly Cashflow

Rent − PITIA

$-3,133
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,116

Mortgage (P+I)
$5,815
Cap Rate
0.73%
Cash-on-Cash
-26.69%
DSCR

Need ≥ 1.25 for DSCR loan

0.59
Break-even Rent
$11,100

NOI (Annual)
$8,385
Price-to-Rent

Lower = better for investors

21.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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