2954 Copley Ave
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2954 Copley Ave

C

San Diego, CA 92116

$1,749,999
NEW — 2d

Soft Appraisal Value: $1,732,300 · 1.0% above estimate

Beds

4

Baths

2.5

Sqft

2,227

Year Built

2024

Days on Market

2

Property Type

Single Family

HOA/mo

N/A

MLS ID

260015600SD

This property is in San Diego (92116). View neighborhood stats →

About This Property

Why Rent When You Can Own This Home for a mortgage payment of only $5,195/month*! *Seller Provided Financing: Assuming 25% down payment, interest only @ just 4.75% per annum, OAC. No HOA/MELLO ROOS! Completed in 2025, Modern Farmhouse styled home on a quiet street North of Adams Ave! A perfect blend of modern elegance and classic charm, this home is ideal for those seeking all the benefits of NEW with the convenience of an established, trendy neighborhood! This home offers incredible views from a picturesque canyon lot that adds a touch of nature to your everyday life. Experience seamless flow between living spaces with the open floor plan, perfect for entertaining guests or enjoying quality family time. 8’ Bi-fold doors open to your private outdoor patio creating a perfect extension of your living space. An abundance of windows, high ceilings and 8' doors throughout contribute to the bright, airy vibe! The well-appointed kitchen features a large island, walk-in pantry, and high-end stainless-steel appliances. Upstairs has 4 bedrooms, 2 full baths, loft, and full-size laundry room. Canyon facing primary bedroom features private veranda, large walk in closet, dual vanities, in-cabinet power for hair dryer and walk in shower! Other features include: Large two-car garage. Cat-6 wired for home audio and automation. Owned solar system, providing eco-friendly power and cost savings. Integrated whole home sprinkler system. Water, gas, electric pre-run to the back yard for future outdoor kitchen, BBQ, hot tub, fire pit.

Mortgage Calculator

Est. Monthly Payment

$11,109

Principal & Interest$8,849
Property Tax$1,750
Insurance$510
%($350,000)
%

Location

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Investment Score

15D
Est. Monthly Rent
$7,501
Monthly Cashflow

Rent − PITIA

$-3,608
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,792

Mortgage (P+I)
$8,849
Cap Rate
1.41%
Cash-on-Cash
-23.29%
DSCR

Need ≥ 1.25 for DSCR loan

0.68
Break-even Rent
$16,321

NOI (Annual)
$24,689
Price-to-Rent

Lower = better for investors

19.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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