2953 Corte La Bella

2953 Corte La Bella

D

Encinitas, CA 92024

$4,175,000
NEW — 5d on market

Soft Appraisal Value: $4,250,200 · 1.8% below estimate

Beds

6

Baths

6.5

Sqft

6,156

Year Built

2003

Days on Market

5

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2602573

Description

Tucked at the end of a quiet cul-de-sac within the exclusive gated enclave of Copper Crest, this Mediterranean estate offers exceptional privacy and timeless architectural design. The main house, approx 5,406 sq.ft. LIVES LIKE A SINGLE STORY with the primary suite and executive office conveniently located on the main level. Interior features rich hardwood floors, soaring open-beam ceilings, and a chef’s kitchen with Sub-Zero and Dacor appliances walk-in pantry & large center island.The second level features four secondary bedrooms, including two with private en suite bathrooms and two connected by a Jack-and-Jill bath. A detached 750 sq.ft. GUEST HOUSE (1bd/1ba) with full kitchen provides ideal space for guests, extended family, or flexible living. The resort-style backyard is designed for entertaining, highlighted by a renovated saltwater Pebble-Tech pool with grotto, baja shelf, waterslide, and spa, along with a redesigned putting green, covered palapa with built-in BBQ, and fire pit. Smart and sustainable features include a fully owned 33-panel SOLAR system with Enphase battery backup, Tesla EV charger, whole-house water filtration, and energy-efficient pool and irrigation systems. Enjoy nearby trails, a highly desirable school district, and convenient access to shopping, dining, and the coast—offering a rare blend of peaceful rural-style living with modern amenities. See attached doc section for more details

Mortgage Calculator

Est. Monthly Payment

$26,504

Principal & Interest$21,111
Property Tax$4,175
Insurance$1,218
%($835,000)
%

Investment Score

2D
Est. Monthly Rent
$15,077
Monthly Cashflow

Rent − PITI − HOA

$-11,427
Full Cashflow

Incl. vacancy, PM, maint, capex

$-18,374

Mortgage (P+I)
$21,111
Cap Rate
0.79%
Cash-on-Cash
-26.41%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.57
Break-even Rent
$38,939

NOI (Annual)
$32,845
Price-to-Rent

Lower = better for investors

23.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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