548 Quail Pointe Lane

548 Quail Pointe Lane

D

Encinitas, CA 92024

$2,790,000

Soft Appraisal Value: $2,722,200 · 2.5% above estimate

Beds

5

Baths

5.5

Sqft

4,292

Year Built

2010

Days on Market

18

Property Type

Single Family

HOA/mo

$246

MLS ID

NDP2602290

View on MLS

Description

The perfect family retreat less than a mile from the beach, this residence combines spacious design with a lush, tropical atmosphere. Ideally situated along the coast and within walking distance of shops, dining, and hiking trails, the 5-bedroom home rests on a 0.36-acre corner lot with a sparkling pool and no neighbor on one side. Inside, soaring ceilings highlight a thoughtful floor plan that includes a main-level suite with a full bath and private outdoor access. The chef’s kitchen is equipped with GE appliances, dual convection ovens, a griddle, warming drawer, pot filler, and hidden spice racks built seamlessly into the decorative range columns. A nearby powder bath for guests and a spacious laundry room add convenience. All five bedrooms feature en-suite baths with tiled tub surrounds, walk-in closets, and timeless plantation shutters. The primary suite serves as a private sanctuary, complete with dual walk-in closets and a serene, restful ambiance. Designed for effortless indoor-outdoor living, the home offers multiple patios and a covered courtyard with a fireplace—recently enclosed for enhanced privacy. The resort-style backyard boasts turf, vibrant landscaping, a soothing fountain, and a sparkling pool and spa, creating the perfect setting for entertaining or relaxing under the sun. Additional highlights include owned Tesla solar and a powerwall back up battery. Close to the San Diego Botanic Garden, Encinitas Ranch Golf Course, the Coastal Rail Trail, Moonlight Beach, and more—this home truly has it all. Welcome home.

Mortgage Calculator

Est. Monthly Payment

$17,958

Principal & Interest$14,108
Property Tax$2,790
Insurance$814
HOA$246
%($558,000)
%

Investment Score

0D
Est. Monthly Rent
$8,161
Monthly Cashflow

Rent − PITI − HOA

$-9,797
Full Cashflow

Incl. vacancy, PM, maint, capex

$-13,999

Mortgage (P+I)
$14,108
Cap Rate
0.05%
Cash-on-Cash
-30.10%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.45
Break-even Rent
$26,341

NOI (Annual)
$1,308
Price-to-Rent

Lower = better for investors

28.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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