712 Normandy Road

712 Normandy Road

D

Encinitas, CA 92024

$2,750,000

Soft Appraisal Value: $2,687,300 · 2.3% above estimate

Beds

5

Baths

4.5

Sqft

4,351

Year Built

2014

Days on Market

10

Property Type

Single Family

HOA/mo

$170

MLS ID

NDP2602648

Description

Designed for effortless entertaining, Normandy’s indoor-outdoor centerpiece is a sun-drenched courtyard that seamlessly connects three main living areas: the great room, formal living and dining space, and a versatile office or playroom. Built in 2014 and thoughtfully enhanced, the home now features a newly added resort-style pool complete with a spa, waterfall, and BADU SwimJets for resistance swimming—perfect for both relaxation and fitness. This spacious home offers five true bedrooms, including a highly desirable ground-floor ensuite with its own private family room and potential for a kitchenette, separate entrance, and ADU conversion. Additional flexible spaces include an office/playroom and an upstairs loft. The chef’s kitchen is appointed with high-end finishes, including an oversized island with counter seating, casual dining area, walk-in pantry, wine refrigerator, and premium appliances—featuring a 6-burner range and double ovens. The spa-like primary suite offers a walk-in shower and an expansive walk-in closet. Additional highlights include solar, upstairs laundry, mud room, distressed wood flooring, plantation-style shutters, and a three-car garage with extra storage area + storage racks + workbench. Ideally located just minutes from the coast and with convenient access to the 5 freeway, this home delivers the perfect blend of luxury, comfort, and coastal lifestyle.

Mortgage Calculator

Est. Monthly Payment

$17,628

Principal & Interest$13,905
Property Tax$2,750
Insurance$802
HOA$170
%($550,000)
%

Investment Score

3D
Est. Monthly Rent
$10,384
Monthly Cashflow

Rent − PITI − HOA

$-7,243
Full Cashflow

Incl. vacancy, PM, maint, capex

$-11,923

Mortgage (P+I)
$13,905
Cap Rate
0.86%
Cash-on-Cash
-26.01%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.59
Break-even Rent
$25,869

NOI (Annual)
$23,784
Price-to-Rent

Lower = better for investors

22.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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