2891 B St

2891 B St

D

San Diego, CA 92102

$979,000

Beds

2

Baths

2.5

Sqft

1,328

Year Built

2020

Days on Market

27

Property Type

Condo

HOA/mo

$443.69

MLS ID

260004513SD

Description

Luxury Row Home. Strictly Electric Home with 14+ OWNED Solar Panels = Net Zero Energy Home! Huge cost savings, potentially little to no SDGE bill. Located in charming Golden Hill, just minutes from Downtown San Diego. This Spacious 3 Story Row Home features 1,328 sq ft with 2. bedrooms and 2.5 bathrooms. Each en-suite bath, a 2-car garage, and multiple balconies to soak up the neighborhood views with floor-to-ceiling sliding doors. Kitchen and Baths feature custom cabinets, quartz counters, and stainless steel appliances. This home was built highly efficiently! No MelloRoos!

Mortgage Calculator

Est. Monthly Payment

$6,659

Principal & Interest$4,950
Property Tax$979
Insurance$286
HOA$444
%($195,800)
%

Investment Score

6D
Est. Monthly Rent
$4,388
Monthly Cashflow

Rent − PITI − HOA

$-2,271
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,096

Mortgage (P+I)
$4,950
Cap Rate
1.05%
Cash-on-Cash
-13.92%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.66
Break-even Rent
$6,659

NOI (Annual)
$10,251
Price-to-Rent

Lower = better for investors

18.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator