2804 C St

2804 C St

D

San Diego, CA 92102

$1,475,000

Soft Appraisal Value: $1,463,700 · 0.8% above estimate

Beds

5

Baths

3

Sqft

1,884

Year Built

2012

Days on Market

89

Property Type

Single Family

HOA/mo

N/A

MLS ID

2600319SD

Description

Located in one of San Diego’s most sought after neighborhoods, this corner lot home offers 1,884 square feet of elevated living with strong investment upside. Golden Hill and South Park are known for tree lined streets, boutique shops, local dining, and close proximity to Balboa Park, Little Italy, and downtown, with easy freeway access. Sun filled interiors feature an updated kitchen with quartz countertops and premium appliances, new flooring, and fresh interior paint. The primary suite captures beautiful views, while a downstairs bedroom provides added flexibility. A newer roof installed in 2022 and multiple upgrades offer confidence and comfort. Spacious yard, ample parking, R4 zoning, and a proven Airbnb setup create immediate income with long term potential. Just minutes to beaches and downtown, this property blends style, flexibility, and enduring value.

Mortgage Calculator

Est. Monthly Payment

$9,364

Principal & Interest$7,458
Property Tax$1,475
Insurance$430
%($295,000)
%

Investment Score

2D
Est. Monthly Rent
$5,116
Monthly Cashflow

Rent − PITIA

$-4,247
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,653

Mortgage (P+I)
$7,458
Cap Rate
0.66%
Cash-on-Cash
-27.06%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$13,757

NOI (Annual)
$9,662
Price-to-Rent

Lower = better for investors

24.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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