279 Moss Street #13
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279 Moss Street #13

Atop 10%

Chula Vista, CA 91911

$340,000
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$1,420/mo full cashflow at 20% down, 7.43% rate.

Works at $155,067 (54% under asking), or at 81% down.

Rent $1,975/mo from 15 leases of studio–2 bed condos & townhomes within 2 mi ($2,022–$2,249).

Beds

1

Baths

1

Sqft

621

Year Built

1970

Days on Market

90

Property Type

Condo

HOA/mo

$330

MLS ID

PTP2606165

This property is in Chula Vista (91911). Browse neighborhood analytics →

Virtual Tour

About This Property

** Price Reduction** Condominium is a recent remodeled. New kitchen and bath. Newer laminate floors. Inside laundry. Move in condition. Tax record indicates unit as having 1 BD/1BA, there is a second BD, permits unknown. Prospective buyer and agent to do due diligence and investigation as to all information in this listing.

Mortgage Calculator

Est. Monthly Payment

$2,658

Principal & Interest$1,889
Property Tax$340
Insurance$99
HOA$330
%($68,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Castle Park Elementary · grades K-6 · Chula Vista Elementary

  • Middle

    Hilltop Middle · grades 7-8 · Sweetwater Union High

  • High

    Hilltop Senior High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

56A
Est. Monthly Rent
$1,975

15 leases of studio–2 bed condos & townhomes within 2 mi · $2,022–$2,249

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$683
Full Cashflow

Incl. vacancy, PM, maint, capex

-$1,420

What would make this work?

$1,420/mo short at 20% down; 81% down or +$1,845/mo rent closes it.

Break-even price

54% under asking

$155,067
Break-even rent

$1,845/mo above the estimate

$3,820/mo
Cashflow at 35% down
−$1,066/mo
Down payment to break even

$275,400 cash

81%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$1,889
Cap Rate
2.00%
Cash-on-Cash
-25.07%
DSCR

Need ≥ 1.25 for DSCR loan

0.74

NOI (Annual)
$6,806
Price-to-Rent

Lower = better for investors

14.3

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$1,420/mo