279 Moss St #322
Atop 10%Chula Vista, CA 91911
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$1,436/mo full cashflow at 20% down, 7.43% rate.
Works at $151,142 (55% under asking), or at 82% down.
Rent $1,975/mo from 15 leases of studio–2 bed condos & townhomes within 2 mi ($2,022–$2,249).
Beds
1
Baths
1
Sqft
621
Year Built
1970
Days on Market
47
Property Type
Condo
HOA/mo
$360
MLS ID
260023175SD
This property is in Chula Vista (91911). Browse neighborhood analytics →
About This Property
Welcome to Villa Campestre, your gateway to homeownership in Chula Vista. This charming first-floor 1 bed, 1 bath is the perfect entry point for first-time buyers ready to build equity. Located in a secure gated community across from Chula Vista Country Club, this unit features recent upgrades including recessed lighting, GFCI outlets, and an electric panel upgrade. First-floor convenience eliminates hassle—no stairs. Enjoy amenities including a pool and on-site laundry. This efficiently designed 621 sq ft space maximizes comfort with modern finishes throughout. Stop paying rent and start building wealth today. Own your home in a secure community where your investment grows with every payment.
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Est. Monthly Payment
$2,674
Location
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Zoned Schools
Elementary
Castle Park Elementary · grades K-6 · Chula Vista Elementary
Middle
Hilltop Middle · grades 7-8 · Sweetwater Union High
High
Hilltop Senior High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$1,975
Comp Average
$2,523
528 Anita Street
2bd / 1ba · 854 sqft · Condo
$440K
Est. $2,441/mo
279 Moss Street
1bd / 1ba · 621 sqft · Condo
$340K
Est. $1,975/mo
1677 Melrose Av
2bd / 2ba · 920 sqft · Condo
$400K
Est. $2,741/mo
1687 Melrose Ave
2bd / 2ba · 920 sqft · Condo
$410K
Est. $2,813/mo
1677 Melrose Ave.
2bd / 2ba · 920 sqft · Condo
$428K
Est. $2,646/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
15 leases of studio–2 bed condos & townhomes within 2 mi · $2,022–$2,249
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,436/mo short at 20% down; 82% down or +$1,864/mo rent closes it.
- Break-even price
- $151,142
- Break-even rent
- $3,839/mo
- Cashflow at 35% down
- −$1,084/mo
- Down payment to break even
- 82%
- Rate to break even
- Not reachable
55% under asking
$1,864/mo above the estimate
$277,160 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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