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528 Anita Street #55

Atop 10%

Chula Vista, CA 91911

$440,000

NEW — 0d

STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$1,500/mo full cashflow at 20% down, 7.43% rate.

Works at $244,647 (44% under asking), or at 70% down.

Rent $2,732/mo from 18 leases of 1–3 bed condos & townhomes within 2 mi ($2,443–$2,646).

Beds

Baths

Sqft

854

Year Built

1979

Days on Market

Property Type

Condo

HOA/mo

$225

MLS ID

PT26234432

This property is in Chula Vista (91911). Browse neighborhood analytics →

About This Property

Coming Soon: 2-bedroom, 1-bath upstairs condo for sale at 528 Anita St #55 in the gated Villa de Anita community, Chula Vista, CA 91911 (Otay and Castle Park area, San Diego County). Priced at $440,000, about $515 per square foot. The home has 854 sq ft on one level, built in 1979, with a tiled balcony off the living room, tile and carpet flooring, an electric range, electric heat, and ceiling fans in both bedrooms. Freshly painted with cleaned carpets, light and bright, and move-in ready. One assigned carport space. HOA dues are $225 per month and include water and trash. Community amenities: pool, BBQ and picnic area, and on-site laundry. Location: about 0.8 mile to Food 4 Less, 0.9 mile to the Palomar Street Blue Line trolley, 1.2 miles to the I-5 on-ramp, 2.4 miles to Chula Vista Center, and about 11 miles to downtown San Diego. A fit for buyers who want a low-maintenance condo near transit and shopping. Community laundry and mailbox building is right next door.

Mortgage Calculator

Est. Monthly Payment

$3,238

Principal & Interest$2,444

Property Tax$440

Insurance$128

HOA$225

Down Payment

%($88,000)

Interest Rate

Loan Term

Location

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Zoned Schools

Elementary
Montgomery (John J.) Elementary · grades PK-6 · Chula Vista Elementary
Middle
Castle Park Middle · grades 7-8 · Sweetwater Union High
High
Castle Park Senior High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Comparable Properties

5 comps found

This Property

$2,732

Comp Average

$2,827

715 Paso De Luz

2bd / 2ba · 1,050 sqft · Condo

$489K

Est. $3,004/mo

1687 Melrose Ave

2bd / 2ba · 920 sqft · Condo

$410K

Est. $2,827/mo

1677 Melrose Av

2bd / 2ba · 920 sqft · Condo

$400K

Est. $2,741/mo

1677 Melrose Ave.

2bd / 2ba · 920 sqft · Condo

$428K

Est. $2,646/mo

765 Caminito Valiente

2bd / 2ba · 1,034 sqft · Condo

$573K

Est. $2,917/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

67A

Est. Monthly Rent

$2,732

18 leases of 1–3 bed condos & townhomes within 2 mi · $2,443–$2,646

Blended 50/50 with the zip's market median ($2,972)

Monthly Cashflow

Rent − PITIA

-$505

Full Cashflow

Incl. vacancy, PM, maint, capex

-$1,500

What would make this work?

$1,500/mo short at 20% down; 70% down or +$1,949/mo rent closes it.

Break-even price: $244,647
Break-even rent: $4,681/mo
Cashflow at 35% down: −$1,042/mo
Down payment to break even: 70%
Rate to break even: Not reachable

Mortgage (P+I)

$2,444

Cap Rate

2.95%

Cash-on-Cash

-20.46%

DSCR

Need ≥ 1.25 for DSCR loan

0.84

NOI (Annual)

$12,967

Price-to-Rent

Lower = better for investors

13.4

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$1,500/mo